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205 Cliffside Dr, Kannapolis, NC, 28081

3beds
2baths
1,533sqft
$285,000
$186price/sqft
$2,024/moest. monthly cost
$80,960/yrincome needed

About This Home

Welcome home to this charming all-brick ranch situated on a desirable corner lot with inviting curb appeal and no HOA. A classic rocking chair front porch welcomes you inside, where you'll find a spacious living room, a functional kitchen, three bedrooms, one full bath, and a convenient half bath. Outside, enjoy the durability and low maintenance of Trex-style decking, perfect for relaxing or entertaining. A detached garage with power offers excellent space for parking, storage, hobbies, or a workshop. The metal roof provides lasting peace of mind, while the large laundry room adds everyday convenience. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this well-maintained home offers comfort, functionality, and value in a convenient Kannapolis location.

Getting Around

15
WalkingCar-Dependent
20
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

5/10
Winecoff ElementaryGrades PK-51.2 mi
7/10
6/10
Northwest Cabarrus HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave
  • Laundry features: Laundry Room

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,533

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,533
  • Total interior livable area: 1,533 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 56125761980000
  • Zoning: R4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.80 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$116$1,392
Property Taxes $267$3,204
Electricity $200$2,405
Total$2,024$24,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,394/yr
40% on housing$60,720/yr
45% on housing$53,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 28081$146
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28081$194
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$285,000
2026-07-29Listed for sale$285,000
2021-06-02Sold$185,000

For Sale by Agent

AgentJason Adams
BrokerageSouthland, Realtors LLC

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