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27 Fishermans Road, Truro, MA, 02666

4beds
4baths
3,500sqft
$3,950,000
$1,129price/sqft
$24,484/moest. monthly cost
$979,360/yrincome needed

About This Home

EXCEPTIONAL TURN-KEY 4 BR 3.5BA RETREAT nestled in one of North Truro's most prestigious neighborhoods, with deeded access to a stunning, private bayside beach. Short distance to popular breakfast-to-dinner cafe, farmer's market, fish market, sandwich shop, and Truro Vineyards. CLASSIC SHINGLE-STYLE DESIGN inspired by the cottages of Newport and Watch Hill, seamlessly integrating indoor and outdoor living. Gracious outdoor spaces include a 540 sq. ft. wraparound screened porch opening from the living room through French doors, sheltered sleeping porch, and expansive roof deck with gorgeous views of Cape Cod Bay, Provincetown and the Truro hills. Flawlessly maintained, with artisan quality custom millwork, bathroom fixtures, and open farmhouse kitchen. CHARMING GARDENS professionally designed to integrate Cape native principles, with a croquet-style lawn, perennial borders, and distinct garden ''rooms'' to explore and enjoy.RARE TRURO OFFERING celebrated for its artistry, serenity, and distinction.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Truro Central SchoolGrades PK-50.4 mi
6/10
Provincetown SchoolsGrades PK-86.1 mi
6/10
Nauset Regional High SchoolGrades 9-1212.3 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 2002

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Bulkhead Access,Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Linen Closet
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Property

Details

  • Parcel number: 42630
  • Zoning: RES
  • Special condition: None

Features

  • Stories: 4
  • Patio & porch: Deck,Screened Porch,Patio
  • Exterior features: Outdoor Shower,Garden
  • Has spa: Yes
  • Spa features: Private,Heated
  • Has view: Yes
  • Has water view: Yes
  • Water view: Bay/Harbor

Lot

  • Lot size: 0.66 Acres
  • Features: Bike Path,Conservation Area,Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,973$239,676
Home Insurance *$1,742$20,904
Property Taxes $2,079$24,948
Electricity $690$8,282
Total$24,484$293,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$839,451/yr
40% on housing$734,520/yr
45% on housing$652,906/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,129This listing

vs Other Active Listings

Avg $/sqft

ZIP 02666$629
Barnstable County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 02666$562
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-02Listed for sale$3,950,000
2000-11-17Sold$280,000
1999-06-30Sold$142,000
1998-07-22Sold$129,900

For Sale by Agent

AgentIskren ''Isi'' Georgiev, Gibson Sotheby's International Realty
BrokerageGibson Sotheby's International Realty

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