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10 Bank Street, Wellfleet, MA, 02667

4beds
4baths
3,284sqft
$1,650,000
$502price/sqft
$10,756/moest. monthly cost
$430,240/yrincome needed

About This Home

Nestled in the heart of downtown Wellfleet, this restored four-bedroom home offers charm combined with modern comforts. A second dwelling offers beautiful space for guests, a home office/studio, or possibly your own gallery. Boasting a prime location, the property has peaks of the Harbor from both the first and second levels, creating a serene coastal backdrop. The inviting living spaces provide ample room for entertaining, while the renovated kitchen blends historic character with contemporary functionality. Step outside to discover the newly designed professional landscape, complete with lush gardens and a private backyard retreat. This outdoor sanctuary provides the ideal setting for summer gatherings or peaceful relaxation.Just moments from Wellfleet's galleries, shops, and dining, this rare offering presents the perfect blend of historic elegance and modern coastal living. Don't miss this exceptional opportunity to own a piece of Wellfleet's rich heritage.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

8/10
6/10
6/10

Construction

Condition

  • Property condition: Updated/Remodeled, Actual, Unknown/Mixed
  • Year built: 1880

Materials

  • Foundation: Brick/Mortar,Poured
  • Roof: Asphalt, Pitched
  • Construction materials: Clapboard

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer,Range Hood,Refrigerator,Electric Dryer

Basement

  • Has basement: Yes
  • Basement: Bulkhead Access,Interior Entry

Bedroom2

  • Features: Closet, View
  • Level: Second

Bedroom3

  • Features: Closet, View
  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: High Speed Internet, Ceiling Fan(s), Built-in Features
  • Level: First

Features

  • Pantry
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 3,284
  • Total interior livable area: 3,284 sqft

Kitchen

  • Features: Pantry, High Speed Internet
  • Level: First

Living Room

  • Features: High Speed Internet, Built-in Features
  • Level: First

Master Bathroom

  • Features: Private Full Bath

Master Bedroom

  • Features: High Speed Internet, Closet, Ceiling Fan(s)
  • Level: First

Property

Details

  • Parcel number: WELL M:015.0 B:0084 L:0000.0
  • Zoning: CD
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck,Screened Porch
  • Exterior features: Outdoor Shower,Garden
  • Has view: Yes
  • Has water view: Yes
  • Water view: Bay/Harbor

Lot

  • Lot size: 0.34 Acres
  • Features: Bike Path,Medical Facility,House of Worship,Near Golf Course,Shopping,Public Tennis,Marina,In Town Location,Conservation Area,Level,West of Route 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$800$9,600
Property Taxes $966$11,592
Electricity $647$7,770
Total$10,756$129,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$368,777/yr
40% on housing$322,680/yr
45% on housing$286,826/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$502This listing

vs Other Active Listings

Avg $/sqft

ZIP 02667$376
Barnstable County$549

vs Homes Sold Last Month

Median $/sqft

ZIP 02667$575
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,875,000
2026-01-01Listing removed$1,975,000
2025-11-09Price change$1,975,000
2025-07-07Price change$2,150,000
2025-01-16Listed for sale$2,499,000
2018-06-27Sold$1,489,000
2018-06-01Pending sale$1,499,000
2018-05-26Listed for sale$1,499,000
2006-08-18Sold$835,000

For Sale by Agent

AgentThe Eva Scott Group
BrokerageGibson Sotheby's International Realty

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