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90 Ring Road, Wellfleet, MA, 02667

5beds
4baths
3,288sqft
$1,999,000
$608price/sqft
$12,896/moest. monthly cost
$515,840/yrincome needed

About This Home

Down a quiet, rustic road, high above Wellfleet's Silver Spring Harbor, sits a rare retreat where the rhythm of summer lingers--children's laughter, sunset cocktails, and salt air drifting through pines. With sweeping water views in every season, this 5BR, 3.5BA home offers both sanctuary and connection. A multi-year renovation completed in 2023 blends classic Cape character with modern comfort: air conditioning, multiple decks and balconies, and a layout designed for both gathering and retreat. The great room, with wide-plank pine floors and abundant light, flows seamlessly to a broad, house-wide deck--your front-row seat to harbor sunsets. The eat-in kitchen is well-appointed and opens to yet another outdoor space. Several living areas, including a lower-level rumpus room, offer flexibility for multi-generational living. Private bedrooms provide quiet escape, while generous common spaces invite celebration. Set on a gentle slope toward the water--with the confidence of not being in a flood zone-this fully winterized home is equally compelling year-round. Proven rental history enhances its appeal. A place to return to, to gather, to exhale-where past and future summers meet.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
6/10
6/10

Construction

Condition

  • Property condition: Updated/Remodeled, Actual
  • Year built: 1978

Materials

  • Foundation: Poured
  • Roof: Asphalt, Other, Tile, Pitched
  • Construction materials: See Remarks,Shingle Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Saltbox
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Vinyl,Carpet,Tile,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,288
  • Total interior livable area: 3,288 sqft

Property

Details

  • Parcel number: WELL M:041.0 B:0096 L:0000.0
  • Zoning: R30
  • Special condition: Standard

Features

  • Stories: 2
  • Exterior features: Outdoor Shower
  • Has view: Yes
  • Has water view: Yes
  • Water view: Bay/Harbor
  • On waterfront: Yes
  • Waterbody name: Cape Cod Bay

Lot

  • Lot size: 0.65 Acres
  • Features: West of Route 6

Parking

  • Total spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$969$11,628
Property Taxes $1,171$14,052
Electricity $648$7,780
Total$12,896$154,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$442,148/yr
40% on housing$386,880/yr
45% on housing$343,893/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$608This listing

vs Other Active Listings

Avg $/sqft

ZIP 02667$368
Barnstable County$549

vs Homes Sold Last Month

Median $/sqft

ZIP 02667$575
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$2,325,000
2025-12-05Listing removed$2,352,000
2025-09-25Listed for sale$2,352,000
1996-09-27Sold$485,000

For Sale by Agent

AgentTimothy Brown, SeasCape Realty, Inc.
BrokerageSeasCape Realty, Inc.

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