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11 Richmond Ln, Adams, MA, 01220

2beds
2baths
1,134sqft
$229,000
$202price/sqft
$1,963/moest. monthly cost
$78,520/yrincome needed

About This Home

Charming 2-Bedroom Home with Inviting Outdoor Spaces Welcome home to this inviting 2-bedroom, 1.5-bath property offering comfort, functionality, and great outdoor living space. Featuring a brand-new roof and a garage for added convenience, this home is move-in ready with plenty of potential. Inside, you'll find a welcoming layout along with a versatile bonus space perfect for a home office, guest room, playroom, or workout area. The spacious living areas flow nicely for everyday living and entertaining. Step outside to enjoy the cozy porch and a beautifully usable backyard area ideal for gatherings, or relaxing evenings with friends and family. Whether you're a first-time buyer, downsizing, or looking for a home with flexible space, this property checks all the boxes! Step outside to enjoy the private backyard retreat featuring a lovely stone sitting area, ideal for entertaining, grilling, or simply evenings outdoors. A one-car garage adds convenience and additional storage space. Whether you're looking for your first home, downsizing, or searching for a cozy place with great outdoor living, this property offers the perfect blend of charm and practicality.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

1/10
3/10
3/10
Hoosac Valley High SchoolGrades 8-122.2 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Asphalt Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Interior Entry,Dirt Floor,Concrete

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Flooring: Carpet,Ceramic Tile,Laminate

Full Bathroom

  • Level: First

Half Bathroom

  • Level: Second

Heating

  • Heating features: Nat Gas,Hot Water

Interior Area

  • Total structure area: 1,134
  • Total interior livable area: 1,134 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: ADAM M:1120 B:0000 L:01940
  • Zoning description: Residential

Features

  • Patio & porch: Porch,Deck,Patio
  • Exterior features: Lighting,Privacy,Deciduous Shade Trees,Mature Landscaping,Landscaped
  • Has view: Yes
  • View description: Seasonal,Scenic,Hill/Mountain,Distant

Lot

  • Lot size: 6,969 sqft
  • Features: Irregular Lot,Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Garaged & Off-Street,Paved Drive
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$127$1,524
Property Taxes $325$3,900
Electricity $354$4,259
Total$1,963$23,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,302/yr
40% on housing$58,890/yr
45% on housing$52,346/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 01220$152
Berkshire County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 01220$163
Berkshire County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$229,000
2026-07-07Price change$239,000
2026-06-16Price change$249,000
2026-05-11Listed for sale$259,000
2016-10-05Sold$18,500
2016-09-19Pending sale$25,200
2016-09-12Listed for sale$25,200
2016-08-12Pending sale$25,200
2016-07-16Price change$25,200
2016-07-12Listed for sale$26,500
2003-12-12Sold$92,000

For Sale by Agent

AgentLisa Mendel
BrokerageBURNHAM GOLD REAL ESTATE, LLC

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