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3 West St, Adams, MA, 01220

2beds
1baths
728sqft
$195,000
$268price/sqft
$1,724/moest. monthly cost
$68,960/yrincome needed

About This Home

Cute Ranch home in desirable neighborhood near golfing and restaurants in the BerkshiresGreat one level living within walking distance to golfing or downtown for restaurants and shopping. Cute and well kept 2 bedroom, 1 bath home with hardwood floors and solar with newer roof! Small and manageable yard. If you've considered downsizing or hoping to purchase your first home, come see this ranch in a spectacular neighborhood.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

1/10
3/10
3/10
Hoosac Valley High SchoolGrades 8-122.2 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Conventional (2x4-2x6)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood,Vinyl
  • Finished area above ground: 728

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 728
  • Total interior livable area: 728 sqft

Property

Details

  • Parcel number: 2669321
  • Zoning: R4

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$108$1,296
Property Taxes $276$3,312
Electricity $354$4,259
Total$1,724$20,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,108/yr
40% on housing$51,720/yr
45% on housing$45,973/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 01220$154
Berkshire County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 01220$163
Berkshire County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$195,000
2026-08-03Listed for sale$195,000
2026-07-26Contingent$195,000
2026-07-15Listed for sale$195,000
2013-07-03Sold$74,500
1987-06-11Sold$57,500

For Sale by Agent

AgentJeffrey Loholdt
BrokerageEngel & Volkers Wellesley

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