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19 Cove Ln, Hinsdale, MA, 01235

1beds
1baths
1,028sqft
$699,000
$680price/sqft
$4,899/moest. monthly cost
$195,960/yrincome needed

About This Home

Looking to enjoy lakeside living year round? This one bedroom home sits on three contiguous lots which provide the opportunity to expand your living space in the future. It overlooks it's own private lake lot allowing you to enjoy lakefront activities and everything that Ashmere Lake has to offer The home features an open floor plan with large windows overlooking the lake. At one end of the cathedral ceiling, a ship's ladder leads to an enclosed bonus room above the large bedroom The lower level walkout has a foyer entrance, multipurpose room, including the laundry room and a mechanical room Outside you'll find a separate deck, fire pit, and a large grassy yard with plenty of room for a garden. This property includes four lots totaling .37 acres. Water Front on Ashmere Lake!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate

Heating

  • Heating features: Propane,Oil,Forced Air,Furnace

Interior Area

  • Total structure area: 1,028
  • Total interior livable area: 1,028 sqft

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: M:113 L:83 & M:113 L:74
  • Zoning description: Residential

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Motorized Vehicles,Lake,Waterfront
  • Waterbody name: Ashmere

Lot

  • Lot size: 0.26 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 48 X 134 & irregular

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$371$4,452
Property Taxes $640$7,680
Electricity $354$4,259
Total$4,899$58,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,965/yr
40% on housing$146,970/yr
45% on housing$130,640/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$680This listing

vs Other Active Listings

Avg $/sqft

ZIP 01235$155
Berkshire County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 01235$220
Berkshire County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$729,000
2026-04-12Listed for sale$799,000
2023-10-10Listing removed--
2023-08-25Listed for rent$1,500
2021-11-21Listing removed--
2021-10-21Listed for rent$1,200
1980-07-30Sold$36,000

For Sale by Agent

AgentSherry Street
BrokerageREALTY STREET, LLC

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