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209 James St, Kannapolis, NC, 28083

3beds
3baths
1,156sqft
$270,000
$234price/sqft
$1,935/moest. monthly cost
$77,400/yrincome needed

About This Home

Can you believe you can own a brand new home at this price! Experience stylish, low maintenance living in this beautifully crafted NEW construction home designed for the way you live today. Whether you are purchasing your first home, downsizing or simply looking for modern everyday convenience this thoughtfully designed home delivers. Open concept layout featuring spacious great room and dining area that flow seamlessly together make it ideal for entertaining guest or simply relaxing. Stunning kitchen offers abundant cabinetry and brand new GE stainless steel appliances including refrigerator and microwave ready for everything from weeknight meals to holiday gatherings. There's even a breakfast bar for casual dining. Convenient main level laundry and stylish powder room add both function and sophistication. Retreat to the upper level primary suite with ensuite bath and oversized walk in closet. The additional two upper level bedrooms and full bath provide flexibility for family, guests or the perfect home office setup. Enjoy quiet mornings or evening gatherings on the private patio creating the perfect outdoor extension of your living space. Conveniently located near shopping and major commuter routes. This move in ready home combines modern design, comfort and location into one exceptional opportunity. Don't miss your chance to make it yours.

Getting Around

39
WalkingCar-Dependent
26
TransitSome Transit
19
BikeSomewhat Bikeable

Schools

4/10
GW Carver ElementaryGrades K-50.3 mi
2/10
Kannapolis MiddleGrades 7-82.2 mi
2/10
A. L. Brown High SchoolGrades 9-120.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Oven,Refrigerator,Refrigerator with Ice Maker
  • Laundry features: Common Area,Electric Dryer Hookup,Inside,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,156

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,156
  • Total interior livable area: 1,156 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 56139763020000
  • Zoning: R8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.21 Acres
  • Features: Level
  • Lot size dimensions: 50 x 186 x 56 x 195

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$123$1,476
Property Taxes $247$2,964
Electricity $200$2,405
Total$1,935$23,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,342/yr
40% on housing$58,050/yr
45% on housing$51,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 28083$130
Cabarrus County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 28083$199
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$265,000
2026-07-22Price change$270,000
2026-07-07Price change$280,000
2026-06-18Price change$287,500
2026-06-04Listed for sale$300,000
2025-12-12Sold$28,500
2025-10-21Price change$32,000
2025-09-26Listed for sale$65,000
2022-03-25Sold$40,000
2022-02-17Contingent$39,000
2022-02-16Listed for sale$39,000
2022-02-04Sold$30,000
2022-02-04Pending sale$38,000
2021-12-11Listed for sale$38,000
2021-12-07Contingent$38,000
2021-08-22Listed for sale$38,000
2021-06-23Sold$8,000
2021-06-23Listed for sale$28,000
2021-06-09Contingent$28,000
2021-06-09Listed for sale$28,000
2021-03-24Listing removed--
2020-11-18Sold$3,500
2016-06-03Listing removed$12,800
2016-03-05Listed for sale$12,800
2016-02-08Sold$1,000
2015-01-30Listing removed$1,656
2014-12-05Listed for sale$1,656

New Construction

AgentColleen Hunt
BrokerageSouthern Homes of the Carolinas, Inc

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