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118 Cabarrus Ave W, Concord, NC, 28025

2beds
1baths
1,631sqft
$285,000
$175price/sqft
$1,986/moest. monthly cost
$79,440/yrincome needed

About This Home

Step into the charm of history with the comforts of modern living! Nestled in Concord's highly desirable Historic District, this beautifully updated 2-bedroom, 1-bath home offers 1,631 square feet of character, style, and convenience. As a contributing structure on the National Register, this home showcases timeless appeal while featuring thoughtful updates throughout. Inside, you'll find newer flooring, fresh paint, and updated light fixtures that create a bright and inviting atmosphere. The renovated kitchen is a standout, featuring granite countertops, a stylish tile backsplash, new stainless steel appliances, and updated sink fixtures—perfect for both everyday living and entertaining. The updated bathroom includes newer cabinetry, granite countertops, modern fixtures, and newer tile flooring. Energy-efficient wooden windows help preserve the home's historic character while enhancing comfort. Situated on a 0.23-acre lot just minutes from vibrant Downtown Concord, you'll enjoy easy access to local boutiques, restaurants, wine bars, art galleries, museums, and year-round live entertainment. Whether you're looking for a home rich in history or a prime location close to everything downtown has to offer, this exceptional property offers the best of both worlds. This property is partially fenced and has a outbuilding in the back yard that matches the home! Don't miss your opportunity to own a piece of Concord's history!

Getting Around

79
WalkingVery Walkable
25
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

7/10
Coltrane-Webb ElementaryGrades K-51.3 mi
2/10
Concord MiddleGrades 6-82.1 mi
6/10
Concord HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 1902

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Local Historic Designation
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,631

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,631
  • Total interior livable area: 1,631 sqft

Property

Details

  • Parcel number: 56207761550000
  • Zoning: RM-2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 10,018 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$113$1,356
Property Taxes $232$2,784
Electricity $200$2,405
Total$1,986$23,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,091/yr
40% on housing$59,580/yr
45% on housing$52,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 28025$158
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28025$192
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$279,900
2026-07-21Price change$285,000
2026-07-12Listed for sale$299,900
2026-04-02Listing removed$299,000
2026-03-08Listed for sale$299,000
2026-03-01Listing removed$299,000
2025-12-11Listed for sale$299,000
2025-12-01Listing removed$299,000
2025-07-30Price change$299,000
2025-06-28Price change$315,000
2025-06-11Price change$325,000
2025-05-27Price change$350,000
2025-05-23Listed for sale$385,000
2025-02-25Sold$215,000
2019-06-06Sold$175,000
2019-04-21Pending sale$177,500
2019-03-04Listed for sale$177,500
2019-02-11Pending sale$177,500
2019-01-25Listed for sale$177,500
2018-12-07Listing removed$179,900
2018-08-17Price change$179,900
2018-07-16Price change$189,500
2018-06-08Listed for sale$194,500
1999-03-09Sold$57,500
1998-04-27Sold$80,049

For Sale by Agent

AgentShea Smith
BrokerageNorthGroup Real Estate, Inc.

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