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30 Gray St, Somerset, MA, 02726

4beds
2baths
1,469sqft
$455,000
$310price/sqft
$3,326/moest. monthly cost
$133,040/yrincome needed

About This Home

Charming Cape Cod–style home featuring a spacious, inviting farmer’s porch—perfect for relaxing while enjoying distant river views. Inside, you’ll find a large front-to-back living room filled with natural light, along with an eat-in kitchen complete with appliances and a durable tile floor, conveniently accessed through a generous mudroom off the side entrance.The first floor offers a comfortable bedroom and a full bathroom, ideal for flexible living arrangements. Upstairs, there are two additional bedrooms and a half bath, providing ample space for family or guests.Additional highlights include replacement windows throughout, central air conditioning, and a full walk-out basement offering great storage or potential for expansion. Situated on a quiet dead-end street just off Riverside Avenue, this home offers both privacy and convenience.Enjoy easy access to local shopping, the Somerset Marina, and the town beach.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
5/10
Somerset Middle SchoolGrades 6-81.3 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Wood,Tile,Carpet
  • Finished area above ground: 1,469

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,469
  • Total interior livable area: 1,469 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: M:0C2 L:0052,2952640
  • Zoning: R1

Features

  • Patio & porch: Porch
  • Exterior features: Porch
  • Has view: Yes
  • View description: Scenic View(s),Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved Drive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$166$1,992
Property Taxes $506$6,072
Electricity $354$4,259
Total$3,326$39,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,034/yr
40% on housing$99,780/yr
45% on housing$88,693/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 02726$287
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02726$317
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$469,999
2024-03-08Sold$405,000
2024-01-27Contingent$424,900
2024-01-17Price change$424,900
2023-12-02Price change$429,900
2023-11-08Listed for sale$439,900

For Sale by Agent

AgentMichelle Bruneau
BrokerageHigh Pointe Properties

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