1366 Gardners Neck Rd, Swansea, MA, 02777
About This Home
Presenting 1366 Gardners Neck rd, a waterfront colonial set on 2 private acres in Swansea’s coveted Gardners Neck. This 3,700+ sq ft waterfront estate offers 4 bedrooms and 3.5 baths, seamlessly blending historic charm with modern sophistication. A stunning kitchen, beautifully appointed baths, gleaming hardwood floors, and panoramic bay views from nearly every room define the interiors. The full-length waterfront porch invites effortless indoor-outdoor living, while a private beach and boat ramp offer endless recreation. A detached two-car garage with an upper-level studio/ office provides versatile space for guests or remote work. Surrounded by manicured lawns, gardens, and woodlands, this rare coastal retreat offers elegance, privacy, and natural beauty—conveniently located near Providence, Newport, and Boston. Perfect as a luxurious primary residence or an exclusive short-term rental retreat, this estate combines timeless appeal with exceptional lifestyle and income potential.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1896
Materials
- Foundation: Other
- Roof: Shingle,Wood
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Dutch Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Tankless Water Heater,Range,Dishwasher,Microwave,Refrigerator
- Laundry features: First Floor,Electric Dryer Hookup,Washer Hookup
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: Third
Features
- Bathroom,Walk-up Attic
- Door features: Insulated Doors,French Doors
- Window features: Insulated Windows,Screens
- Flooring: Tile,Hardwood
- Finished area above ground: 3,302
Heating & Cooling
- Heating features: Baseboard,Propane,Ductless
- Cooling features: 3 or More,Ductless
Interior Area
- Total structure area: 3,302
- Total interior livable area: 3,302 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Features: Yes
Master Bedroom
- Level: Second
Property
Details
- Parcel number: M:043.0 B:0168 L:00000,3609705
- Zoning: R1
Features
- Patio & porch: Porch,Deck,Patio
- Exterior features: Porch,Deck,Patio,Storage,Screens,Garden,Stone Wall
- Has view: Yes
- View description: Scenic View(s),Water,Bay,Private Water View
- Has water view: Yes
- Water view: Bay,Private,Water
- On waterfront: Yes
- Waterfront features: Waterfront,Bay,Deep Water Access,Direct Access,Private,Bay,Direct Access,0 to 1/10 Mile To Beach,Beach Ownership(Private)
Lot
- Lot size: 2 Acres
- Features: Flood Plain
Parking
- Total spaces: 12
- Parking features: Detached,Storage,Workshop in Garage,Garage Faces Side,Oversized,Off Street,Stone/Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,826 | $81,912 |
| Home Insurance * | $583 | $6,996 |
| Property Taxes | $1,339 | $16,068 |
| Electricity | $651 | $7,813 |
| Total | $9,399 | $112,788 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $1,399,000 |
| 2026-03-10 | Listed for sale | $1,499,000 |
| 2025-11-17 | Listing removed | $1,574,000 |
| 2025-09-14 | Price change | $1,574,000 |
| 2025-08-19 | Price change | $1,599,000 |
| 2025-08-01 | Listed for sale | $1,650,000 |
| 2024-05-15 | Sold | $1,050,000 |
| 2024-03-25 | Pending sale | $1,275,000 |
| 2024-02-27 | Listed for sale | $1,275,000 |
| 2022-12-11 | Listing removed | -- |
| 2022-08-30 | Listed for sale | $1,600,000 |
| 2022-08-30 | Listing removed | -- |
| 2022-05-10 | Listed for sale | $1,800,000 |
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