86 Elm St, Swansea, MA, 02777
About This Home
Fabulous 2 family perfect for owner occupant or investor on a calm street in Swansea. Each unit is 2 bedrooms with the first floor unit also containing a bonus room currently setup as an office with a large closet. Bedrooms are spacious with light filled living rooms. Large deck. Huge lot. Private driveway and garage as well. New architectural shingled roof, new oak hardwood in some rooms, new window trims, skylights and plenty of other updates recently made. This property is full of potential with room for continued updates and expansion as well. Showings by appointment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1842
Materials
- Foundation: Stone
Type & Style
- Home type: MultiFamily
- Property subType: 2 Family - 2 Units Up/Down
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area above ground: 1,851
Interior Area
- Total structure area: 1,851
- Total interior livable area: 1,851 sqft
Property
Details
- Parcel number: M:072.0 B:0032 L:00000,3612765
- Zoning: R1
Lot
- Lot size: 0.32 Acres
Parking
- Total spaces: 7
- Parking features: Paved Drive
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,854 | $34,248 |
| Home Insurance * | $243 | $2,916 |
| Property Taxes | $560 | $6,720 |
| Electricity | $365 | $4,380 |
| Total | $4,022 | $48,264 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $564,525 |
| 2026-04-02 | Listed for sale | $579,000 |
| 2021-06-30 | Sold | $232,500 |
| 2021-02-14 | Listing removed | $250,000 |
| 2021-01-15 | Price change | $250,000 |
| 2020-12-16 | Listed for sale | $265,000 |
| 2020-11-25 | Sold | $255,750 |
| 2020-10-17 | Listed for sale | -- |
| 2018-09-02 | Listing removed | $240,000 |
| 2018-05-24 | Price change | $240,000 |
| 2018-03-30 | Pending sale | $179,900 |
| 2018-03-22 | Price change | $179,900 |
| 2018-03-13 | Price change | $199,000 |
| 2017-12-09 | Price change | $219,900 |
| 2017-12-04 | Price change | $295,900 |
| 2017-11-02 | Price change | $334,900 |
| 2017-10-02 | Listed for sale | $349,900 |
| 2004-10-29 | Sold | $275,000 |
| 2000-11-30 | Sold | $179,900 |
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