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413 Stevens Rd, Swansea, MA, 02777

2beds
1baths
1,354sqft
$550,000
$406price/sqft
$3,917/moest. monthly cost
$156,680/yrincome needed

About This Home

2 bed, 1 bath ranch with opportunity for third bedroom. Title 5 passed 7/2026. Set on a cleared 0.86-acre lot near Swansea Village, this well maintained ranch combines comfortable one-level living with a flexible six-room layout. Hardwood flooring and recessed lighting complement an updated kitchen featuring maple cabinetry, granite countertops, a stone backsplash, stainless steel appliances and a center island. A built-in outdoor entertaining area includes: A television, grill, refrigerator, built-in storage, and a fire pit. MORE: A full basement, natural-gas heat accompanied by a pellet stove, central air and a two-car under garage add everyday practicality, while the deck, expansive patio and generous yard with mature landscaping make the property especially well suited for entertaining.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
6/10
Joseph Case High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Asphalt
  • Construction materials: concrete

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,354 sqft

Property

Details

  • Parcel number: SWANM0770B0009L00000

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 0.86 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$237$2,844
Property Taxes $545$6,540
Electricity $354$4,259
Total$3,917$47,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,297/yr
40% on housing$117,510/yr
45% on housing$104,453/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 02777$323
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02777$335
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$550,000
2017-12-20Sold$337,000
2017-11-06Pending sale$334,900
2017-10-23Listed for sale$334,900
2004-01-15Sold$270,000
1989-04-21Sold$137,500
1988-10-03Sold$143,000

For Sale by Owner

AgentProperty Owner

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