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22 3rd St, Westport, MA, 02790

2beds
1baths
750sqft
$424,900
$567price/sqft
$2,938/moest. monthly cost
$117,520/yrincome needed

About This Home

Own Your Dream Home with Zero Money Down! Unlock the door to your future with an exclusive offer: Purchase this home and receive $4,749 back in closing costs credits OR $2,131 per month at an exceptional financing rate of 5.39% APR with ZERO down payment available for those who qualify. Your Private Oasis Awaits! Opportunity knocks in one of Westport's most desirable coastal pockets. Located just moments from the water, this charming cottage offers incredible potential for the right buyer looking to create their ideal seaside retreat or investment property. Set on a prime lot in a sought-after beach community, the value here is truly in the location - enjoy close proximity to the shoreline, ocean breezes, and all that Westport's coastal lifestyle has to offer. Whether you're envisioning a seasonal getaway, year-round residence, or income-producing property, the possibilities are wide open. The home is being sold as-is and presents an excellent opportunity for renovation, customization, or expansion. Buyers will appreciate the flexibility to bring their own vision while securing a foothold in a high-demand area. Property is currently tenant-occupied through June 1st. 24-Hour Open House! Call us today for open house times! Exclusive Benefits Just for You! Enjoy peace of mind with our 12-month Home Warranty and a 24-month Satisfaction Guarantee: Love this home or will buy it back or sell it for free! These benefits are applicable to buyers purchasing this property- call for more information to claim these benefits! First responders and military members-ask about our appreciation discount! More Options Just for You! If this home isn't quite what you're looking for, we have access to unlisted, off-market properties, distress sales, new construction, and company-owned homes that you won't find online. Don't get stuck owning two homes-Buy This Home, I Will Buy Yours! Ready to discuss this incredible opportunity? Call the listing agent or visit our website for a free report on how this exclusive offer works. Monthly payment: $2,131 @ 5.39% APR. 20% Down 30 years to those who qualify. Taxes and insurance not included. Rates as of April 2026. 0% Down financing available to those who qualify. $4,749 closing costs credit or exclusive financing rate is subject to buyer using sellers preferred lender. Don't miss out on your dream home-contact us today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
--
Alice A Macomber SchoolGrades PK-K10.5 mi

Construction

Condition

  • Year built: 1954

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 0

Heating

  • Heating features: Oil,Other

Interior Area

  • Total structure area: 0
  • Total interior livable area: 750 sqft

Property

Details

  • Parcel number: WPORM76L44
  • Lease amount: 0

Features

  • Stories: 1

Lot

  • Lot size: 7,500 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$176$2,112
Property Taxes $260$3,120
Electricity $354$4,259
Total$2,938$35,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,731/yr
40% on housing$88,140/yr
45% on housing$78,346/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$567This listing

vs Other Active Listings

Avg $/sqft

ZIP 02790$439
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02790$385
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$474,900
2026-04-11Price change$489,900
2026-03-26Listed for sale$499,900
2003-12-19Sold$330,000

For Sale by Agent

AgentRachel Sanville, Your Home Sold Guaranteed Realty, The Nathan Clark Team, Dariel Martinez
BrokerageYour Home Sold Guaranteed Realty, The Nathan Clark Team

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