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18 Allen Farm Rd, Chilmark, MA, 02535

1beds
1baths
726sqft
$2,250,000
$3,099price/sqft
$13,874/moest. monthly cost
$554,960/yrincome needed

About This Home

Located in the agricultural heartland of Chilmark one mile from Lucy Vincent Beach this private 2.36 acre property has a charming 1+ bedroom cottage with screened porch. There is a large building zone located between the eighty and one hundred foot contour with exciting architectural options, especially for solar designs. The cottage is offered full furnished with exception of some art and a few other items and has everything you need to enjoy your summers in Chilmark as you plan for your future. The property has a 4-bedroom septic system. Broker has ownership interest.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove: Gas,Washer: Yes

Basement

  • Has basement: Yes
  • Basement: Full basement with washer and dryer, electric panel, hot water on demand, water filters, and wet season sump pump with year round drain.

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • MiniSplit,OSh,Floor 1: Open floor plan for sitting room,kitchen and dining with entrance to screened porch. Full bathroom with Shower Stall.,Floor 2: One bedroom with queen size bed,plus loft with mate's bed.
  • Flooring: 2

Heating

  • Heating features: PMonitor

Interior Area

  • Total structure area: 726
  • Total interior livable area: 726 sqft

Property

Details

  • Parcel number: 6
  • Zoning: R3A

Features

  • Exterior features: Patio,PubBch,ScrPorch
  • Has view: Yes
  • View description: Pasture
  • Frontage type: None

Lot

  • Lot size: 2.36 Acres
  • Features: Yes

Parking

  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$1,730$20,760
Property Taxes $413$4,956
Electricity $354$4,259
Total$13,874$166,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$475,680/yr
40% on housing$416,220/yr
45% on housing$369,973/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,099This listing

vs Other Active Listings

Avg $/sqft

ZIP 02535$1,481
Dukes County$1,024

vs Homes Sold Last Month

Median $/sqft

ZIP 02535$1,067
Dukes County$616

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$2,500,000
2025-08-26Listing removed$2,950,000
2025-05-09Listed for sale$2,950,000

For Sale by Agent

AgentPatty Kendall
BrokerageKendall & Kendall

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