13 Beach Rd, Oak Bluffs, MA, 02557
About This Home
OAK BLUFFS Beach Road: VINEYARD HAVEN OUTER HARBOR WATERFRONT WITH DOCK… 1860’s Beach House with substantial 60’ dock built in 2004, is situated on OUTER HARBOR in private waterfront setting. Enjoy all variety of watersports, dramatic sunsets every evening, refreshing swims, or just relax on your back porch and watch the colorful boating activity unfold. Property features 2 bedrooms, 1 full bathroom, attached garage, open kitchen/dining/living area with stone fireplace, hardwood flooring throughout and plenty of space to work with for your own design. Location is convenient to shopping, restaurants, and ferry. Requires restoration and renovation.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1862
Materials
- Foundation: Concrete block
Notable Dates
- Major remodel year: 1983
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stove: Yes,Washer: Yes
Basement
- Basement: Crawl
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ins,Floor 1: Open kitchen/dining/living area with hardwood flooring and stone fireplace (not working),Floor 2: 2 bedrooms
- Flooring: Hardwood and carpet
- Fireplace features: Yes
Heating
- Heating features: Monitor
Interior Area
- Total structure area: 981
- Total interior livable area: 981 sqft
Property
Details
- Parcel number: 0
- Zoning: R1
Features
- Exterior features: DdBch,PvtBch,Porch,WViews,None
- Has view: Yes
- View description: Harbor,Sound
- Has water view: Yes
- Water view: Harbor,Sound
- On waterfront: Yes
- Waterfront features: Bay/Harbor
- Frontage type: Bay/Harbor
Lot
- Lot size: 5,662 sqft
- Features: Yes
Parking
- Parking features: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,085 | $97,020 |
| Home Insurance * | $1,159 | $13,908 |
| Property Taxes | $666 | $7,992 |
| Electricity | $354 | $4,259 |
| Total | $10,264 | $123,168 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Contingent | $1,599,000 |
| 2026-07-25 | Listed for sale | $1,599,000 |
| 1997-05-07 | Sold | $270,000 |
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