22 Old Harbor Ln, Oak Bluffs, MA, 02557
About This Home
Quintessential Waterview Farm! Built as a year round house with all the charm of the original cottages, this well-loved family home awaits a new generation. The sunny, open floor plan has two bedrooms and a full bath on each level and plenty of room to spread out. The skylit kitchen is cleverly tucked into a corner of a large gathering area for dining and relaxing, with a rounded wall of glass that spills out to the deck and large, private yard. A sunken living room features a fireplace and stairs to a loft seating area. The structure was built in 1978 and is fully winterized, with a partial basement and forced air heat. The south facing, half-acre lot abuts a peaceful and forever wild 8 acre meadow, creating a private oasis in every season. A path across the lane ambles through another large wildflower meadow to the private association beach. Tucked between Farm Neck and Felix Neck, Waterview Farm features a natural landscape with 22 acres of common land and an accessible sandy beach and dock, boat storage areas and the possibility of a mooring. Start enjoying this unique property as it is while you dream of ways you can make it even better!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stove: Yes,Washer: Yes
Basement
- Has basement: Yes
- Basement: Partial basement houses the furnace and utilities.
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Features
- Ins,Floor 1: Sunlight streams into the open living-dining area and two ample bedrooms share a full bath. A sunken living room with fireplace provides another separate gathering area and leads to a sweet loft for reading or games.,Floor 2: Two good sized bedrooms and a full bath.
- Flooring: Vinyl,Carpet
- Fireplace features: Yes
Heating
- Heating features: OFHA
Interior Area
- Total structure area: 1,833
- Total interior livable area: 1,833 sqft
Property
Details
- Parcel number: OAKBM0034B0033L000
- Zoning: R3
Features
- Exterior features: Deck,AscBch,Cov
- Has view: Yes
- View description: None,Pasture
- Frontage type: None
Lot
- Lot size: 0.47 Acres
- Features: Yes
Parking
- Parking features: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,354 | $112,248 |
| Home Insurance * | $1,340 | $16,080 |
| Property Taxes | $774 | $9,288 |
| Electricity | $361 | $4,337 |
| Total | $11,829 | $141,948 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $1,850,000 |
| 2020-07-23 | Listing removed | $1,100,000 |
| 2020-07-07 | Listed for sale | $1,100,000 |
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