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7 Ploughshare Ln, Oak Bluffs, MA, 02557

3beds
3baths
1,645sqft
$1,599,000
$972price/sqft
$10,267/moest. monthly cost
$410,680/yrincome needed

About This Home

Nestled in a quiet cul-de-sac within the coveted Hidden Cove neighborhood, this delightful property offers an exceptional Island lifestyle. The association delivers rare water access via a private dock on Sengekontacket Pond, plus newly resurfaced tennis and pickleball courts. The open-concept layout flows seamlessly from the fireplaced living room and kitchen through the dining area to an expansive screened porch — ideal for entertaining on warm summer evenings. A welcoming front porch provides additional outdoor living space. The main level is completed by a gracious primary suite with a full bath and a convenient half bath. The walk-out lower level features two additional bedrooms, a full bath, and laundry. A one-car garage offers excellent storage for your car, kayaks, or beach gear. Perfectly positioned between Edgartown and Oak Bluffs. **Additional bedrooms possible with septic upgrade per BOH.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Full Basement Walkout

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove: Yes,Washer: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • AC,Ins,OSh
  • Flooring: wood
  • Fireplace features: 1

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 1,645
  • Total interior livable area: 1,645 sqft

Property

Details

  • Parcel number: OAKBM0057B0099L000
  • Zoning: R3

Features

  • Exterior features: AscBch,C/Tennis,Cov
  • Has view: Yes
  • View description: None,Res
  • Frontage type: None

Lot

  • Lot size: 0.30 Acres
  • Features: Yes

Parking

  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$1,159$13,908
Property Taxes $669$8,028
Electricity $354$4,259
Total$10,267$123,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$352,011/yr
40% on housing$308,010/yr
45% on housing$273,786/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$972This listing

vs Other Active Listings

Avg $/sqft

ZIP 02557$732
Dukes County$1,031

vs Homes Sold Last Month

Median $/sqft

ZIP 02557$765
Dukes County$616

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$1,599,000
2016-11-30Sold$700,000
2005-06-22Sold$685,000

For Sale by Agent

AgentEmma Kennedy
BrokerageSandpiper Realty

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