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21 Lafayette St, Amesbury, MA, 01913

3beds
1baths
960sqft
$555,000
$578price/sqft
$4,007/moest. monthly cost
$160,280/yrincome needed

About This Home

Welcome to 21 Lafayette Street, a well-maintained 3-bedroom ranch tucked away on a dead-end street in a convenient Amesbury location. The eat-in kitchen serves as the heart of the home, offering a welcoming space for everyday meals and gatherings. Step outside to the rear deck overlooking the enormous fenced backyard, providing great space for outdoor enjoyment. A storage shed adds valuable room for tools and seasonal items. Recent upgrades include a Bosch high-efficiency furnace and heat pump system installed in 2025, enhancing comfort and energy efficiency. Additional features include vinyl siding, a whole-house generator, and solar panels to help reduce utility costs. With solid construction and opportunities for personal updates, this home offers excellent potential. Conveniently located near parks, shopping, dining, major routes, and public transportation, this property combines comfort, functionality, and accessibility.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
6/10
Amesbury Middle SchoolGrades 6-80.7 mi
6/10
Amesbury High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer
  • Laundry features: Gas Dryer Hookup,Washer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Full
  • Level: First

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Vinyl
  • Level: First

Bedroom3

  • Features: Closet, Flooring - Vinyl
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Gas Stove, Lighting - Overhead
  • Level: First

Living Room

  • Features: Ceiling Fan(s), Flooring - Vinyl, Exterior Access
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Ceiling Fan(s), Closet, Flooring - Vinyl
  • Level: First

Property

Details

  • Parcel number: M:0067 B:0000 L:0086,3668619
  • Zoning: R8

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Rain Gutters,Storage,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$145$1,740
Property Taxes $702$8,424
Electricity $354$4,259
Total$4,007$48,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,382/yr
40% on housing$120,210/yr
45% on housing$106,853/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$578This listing

vs Other Active Listings

Avg $/sqft

ZIP 01913$294
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01913$353
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$555,000
2026-07-30Price change$555,000
2026-07-16Listed for sale$569,900
2024-05-24Sold$500,000
2024-03-24Contingent$450,000
2024-03-19Listed for sale$450,000

For Sale by Agent

AgentPatricia Nunez
BrokerageRedfin Corp.

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