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16 Merrimack River Rd, Groveland, MA, 01834

4beds
3baths
2,943sqft
$1,199,900
$408price/sqft
$8,249/moest. monthly cost
$329,960/yrincome needed

About This Home

Set along the scenic banks of the Merrimack River, this exceptional waterfront residence offers a rare opportunity for riverfront living, complete with a private dock for boating and recreation. Meticulously maintained, the 4 bedroom home is thoughtfully designed for seamless indoor-outdoor living and includes a two-car garage with an additional storage bay. A dramatic family room with cathedral ceilings, hardwood floors, and a gas fireplace opens to an expansive deck with sweeping water views. The gourmet eat-in kitchen features stainless steel appliances, granite countertops, a custom island, and pantry, flowing into elegant living and dining spaces through French doors. The second level presents a luxurious primary suite with walk-in closet, complemented by 3 spacious bedrooms. A versatile third level and finished lower level with exterior access offer exceptional flexibility. Located within the Pentucket Regional School District, just moments from Newburyport and major routes.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Elmer S Bagnall SchoolGrades PK-62.6 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater,Oven,Dishwasher,Microwave,Range,Refrigerator,Washer,Dryer,Water Treatment
  • Laundry features: Bathroom - Half,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Interior Entry,Garage Access

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Shower Stall
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub & Shower
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Hardwood, Attic Access
  • Level: Second
  • Area: 180

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 176

Bedroom4

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, French Doors, Lighting - Overhead
  • Level: First
  • Area: 182

Family Room

  • Features: Flooring - Hardwood, French Doors
  • Level: First
  • Area: 221

Features

  • Closet,Lighting - Pendant,Pantry,Recessed Lighting,Closet - Double,Wainscoting,Entrance Foyer,Mud Room,Den,Entry Hall,Walk-up Attic,High Speed Internet
  • Door features: Storm Door(s),French Doors
  • Window features: Storm Window(s)
  • Flooring: Tile,Carpet,Hardwood,Flooring - Hardwood,Flooring - Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 555
  • Finished area above ground: 2,388

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,943
  • Total interior livable area: 2,943 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Dining Area, Pantry, Countertops - Stone/Granite/Solid, French Doors, Kitchen Island, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Slider, Stainless Steel Appliances, Gas Stove, Lighting - Pendant, Lighting - Overhead
  • Level: First
  • Area: 300

Living Room

  • Features: Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood, Window(s) - Picture, Deck - Exterior, Exterior Access, Open Floorplan, Slider, Lighting - Overhead
  • Level: Main,First
  • Area: 322

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood
  • Level: Second
  • Area: 280

Property

Details

  • Parcel number: M:02 B:002 L:N,1913774
  • Zoning: RB

Features

  • Patio & porch: Deck - Exterior,Deck - Composite
  • Exterior features: Deck - Composite,Rain Gutters,Storage,Professional Landscaping,Stone Wall
  • Has view: Yes
  • View description: Scenic View(s),Water,Dock/Mooring,Private Water View,River
  • Has water view: Yes
  • Water view: Dock/Mooring,Private,River,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,River,Dock/Mooring,Access,Direct Access,Private

Lot

  • Lot size: 1.05 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 8
  • Parking features: Attached,Under,Garage Door Opener,Storage,Garage Faces Side,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$345$4,140
Property Taxes $1,257$15,084
Electricity $580$6,964
Total$8,249$98,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,822/yr
40% on housing$247,470/yr
45% on housing$219,973/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 01834$340
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01834$370
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,299,900
2000-03-28Sold$465,444
1995-08-29Sold$313,000

For Sale by Agent

AgentThe Leva Group
BrokerageGibson Sotheby's International Realty

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