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865 Salem St, Groveland, MA, 01834

2beds
1baths
1,370sqft
$629,000
$459price/sqft
$4,373/moest. monthly cost
$174,920/yrincome needed

About This Home

Charming single-family home with a versatile and inviting layout! This well-maintained property features a spacious living room, a dining room with direct access to a large deck overlooking the beautiful backyard, a bright kitchen with vaulted ceilings and brand-new stainless steel appliances, and a full bath on the first floor.The second floor offers two bedrooms and a walk-up attic with potential for a third bedroom, home office, playroom, or additional living space. The flexible floor plan provides plenty of options to suit your lifestyle. Enjoy relaxing or entertaining on the expansive deck while taking in views of the backyard and large lot. Additional highlights include a two-car garage and brand-new siding, enhancing both curb appeal and value. A wonderful opportunity to own a charming home that seamlessly blends comfort, character, and functionality! Recently hooked up to town sewer and newly paved driveway! Must See! New Fence just installed!!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Elmer S Bagnall SchoolGrades PK-60.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 48.208333333

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 121.458333333

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Deck - Exterior, Exterior Access, Slider, Lighting - Overhead
  • Level: Main,First
  • Area: 176.458333333

Features

  • Walk-up Attic
  • Window features: Insulated Windows
  • Flooring: Tile,Carpet,Hardwood
  • Finished area above ground: 1,370

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Kitchen

  • Features: Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood, Window(s) - Picture, Breakfast Bar / Nook
  • Level: Main,First
  • Area: 124.520833333

Living Room

  • Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: First
  • Area: 427.777777777

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 193.583333333

Property

Details

  • Parcel number: M:47 B:020 L:0,1915746
  • Zoning: C

Features

  • Patio & porch: Porch,Deck - Roof,Deck - Composite
  • Exterior features: Porch,Deck - Roof,Deck - Composite

Lot

  • Lot size: 1.01 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 12
  • Parking features: Detached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$181$2,172
Property Taxes $658$7,896
Electricity $354$4,259
Total$4,373$52,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,931/yr
40% on housing$131,190/yr
45% on housing$116,613/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$459This listing

vs Other Active Listings

Avg $/sqft

ZIP 01834$346
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01834$370
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$589,000
2026-06-24Listed for sale$629,000

For Sale by Agent

AgentTracy Salvi
BrokerageKeller Williams Realty Evolution

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