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117 High St APT 2, Ipswich, MA, 01938

2beds
2baths
1,137sqft
$599,000
$527price/sqft
$4,101/moest. monthly cost
$164,040/yrincome needed

About This Home

Welcome home to this beautifully maintained first-floor condo nestled in a charming brick building. Thoughtfully updated and move-in ready, this inviting home features a whole-condo water filtration system, two bedrooms, one on the first floor, with 2 upgraded bathrooms, and custom window shades throughout that add both style and privacy.The updated bathrooms offers modern finishes, while the freshly painted interior provides a bright, clean feel throughout. One of the home's standout features is the incredible workshop and storage area—a dream space for hobbyists, DIY enthusiasts, or anyone needing exceptional storage. But even better, when you step outside you get the feeling of privacy while you stand on your deck, complete with a retractable awning, creating the perfect setting for morning coffee, outdoor dining, or relaxing in the shade. Additional highlights include two deeded parking spaces, offering convenience that is hard to find. Combining comfort, functionality, and exceptional outdoor living, this condo is a rare opportunity you won't want to miss!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Winthrop SchoolGrades PK-50.6 mi
8/10
Ipswich Middle SchoolGrades 6-80.2 mi
8/10
Ipswich High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1886

Materials

  • Construction materials: Brick

Notable Dates

  • Major remodel year: 1989

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer,Washer/Dryer
  • Laundry features: First Floor,In Unit

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Full
  • Level: First

Bathroom2

  • Features: Bathroom - Full
  • Level: Second

Bedroom2

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood
  • Finished area above ground: 1,137
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s),None

Interior Area

  • Total structure area: 1,137
  • Total interior livable area: 1,137 sqft

Kitchen

  • Features: Window(s) - Bay/Bow/Box, Dining Area, Deck - Exterior, Gas Stove
  • Level: Main,First

Living Room

  • Features: Flooring - Wood
  • Level: First

Master Bedroom

  • Features: Flooring - Wood, Cable Hookup
  • Level: First

Property

Details

  • Parcel number: 3995406
  • Attached to another structure: Yes
  • Zoning: 1R

Features

  • Entry location: Unit Placement(Street)
  • Patio & porch: Deck
  • Exterior features: Deck
  • Waterfront features: Ocean,Beach Ownership(Public)

Parking

  • Total spaces: 2
  • Parking features: Off Street,Deeded,Guest,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Drought
Hurricane
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$154$1,848
Property Taxes $565$6,780
Electricity $354$4,259
Total$4,101$49,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,605/yr
40% on housing$123,030/yr
45% on housing$109,360/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 01938$397
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01938$405
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$599,000
2004-06-25Sold$285,000
2002-01-25Sold$220,000
1998-04-24Sold$130,000

For Sale by Agent

AgentDiane Mayo
BrokerageLamacchia Realty, Inc.

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