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4 Rossmore Rd, Lynnfield, MA, 01940

2beds
2baths
1,339sqft
$699,000
$522price/sqft
$4,684/moest. monthly cost
$187,360/yrincome needed

About This Home

Welcome to 4 Rossmore Road, a beautifully maintained home offering comfort, convenience, and thoughtful updates throughout. The main level features two spacious bedroom , a full bathroom, a bright kitchen, and a welcoming family room filled with natural light. The finished lower level adds valuable living space with a dedicated office, a second full bathroom, and flexible space ideal for working from home, guests, or recreation.Step outside to enjoy a beautiful outdoor living area featuring a spacious patio and private yard, Deck,and beautiful garden .perfect for relaxing, or entertaining. Major updates include a roof replacement in 2015, replacement windows, a heating system and central air conditioning installed in 2019, a tankless water heater in 2019, Conveniently located near shopping, dining, and major commuting routes, this home offers a wonderful combination of comfort, functionality, a wonderful opputunuity to make this home your own.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Huckleberry Hill SchoolGrades K-41.6 mi
8/10
Lynnfield Middle SchoolGrades 5-83.4 mi
9/10
Lynnfield High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Features: Bathroom - Full
  • Level: First

Bathroom2

  • Features: Bathroom - Full
  • Level: Basement

Bedroom2

  • Features: Flooring - Wall to Wall Carpet
  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Family Room

  • Level: Basement
  • Area: 340

Features

  • Window features: Screens
  • Flooring: Carpet,Laminate,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,339

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,339
  • Total interior livable area: 1,339 sqft

Kitchen

  • Features: Flooring - Laminate, Window(s) - Bay/Bow/Box, Deck - Exterior, Exterior Access
  • Level: Main,First
  • Area: 192

Living Room

  • Features: Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Open Floorplan
  • Level: First
  • Area: 168

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet
  • Level: Main,First
  • Area: 143

Property

Details

  • Parcel number: 1983840
  • Zoning: RA

Features

  • Patio & porch: Deck,Deck - Wood,Enclosed
  • Exterior features: Deck,Deck - Wood,Patio - Enclosed,Rain Gutters,Screens

Lot

  • Lot size: 6,000 sqft

Parking

  • Total spaces: 5
  • Parking features: Under,Paved Drive,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$188$2,256
Property Taxes $608$7,296
Electricity $354$4,259
Total$4,684$56,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,594/yr
40% on housing$140,520/yr
45% on housing$124,906/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$522This listing

vs Other Active Listings

Avg $/sqft

ZIP 01940$461
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01940$387
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$699,000
1997-11-26Sold$180,000

For Sale by Agent

AgentLouise Touchette Team
BrokerageColdwell Banker Realty - Lynnfield

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