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545 Collins St, Kannapolis, NC, 28083

2beds
1baths
1,525sqft
$329,000
$216price/sqft
$2,321/moest. monthly cost
$92,840/yrincome needed

About This Home

TWO PARCELS-All brick 2 bedroom, 1 bath ranch with two car garage. Very nice sized lot with small storage building behind the house. Roof 2018. HVAC 2023- gas heat. LVP flooring in the breakfast area, kitchen and laundry. Hardwood flooring in the bedrooms. The adjacent parcel-541 Collins-has a large garage/workshop building with two garage doors and a regular door to a workshop area. Large concrete pad at at the back of the lot on 541. SOLD AS-IS WHERE IS. Seller will not make repairs.

Getting Around

17
WalkingCar-Dependent
20
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

9/10
Jackson Park ElementaryGrades K-50.9 mi
1/10
Kannapolis MiddleGrades 6-83.9 mi
2/10
A. L. Brown High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Wall Oven
  • Laundry features: Inside

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Breakfast

  • Level: Main

Features

  • Flooring: Carpet,Vinyl,Wood
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,525

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,525
  • Total interior livable area: 1,525 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 56248115100000
  • Zoning: O-I
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.64 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$150$1,800
Property Taxes $308$3,696
Electricity $200$2,405
Total$2,321$27,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,577/yr
40% on housing$69,630/yr
45% on housing$61,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 28083$130
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28083$199
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Listed for sale$329,000

For Sale by Agent

AgentCarrie Craver
BrokerageSouthern Homes of the Carolinas, Inc

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