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3 Proctor St, Manchester, MA, 01944

5beds
4baths
3,582sqft
$2,995,000
$836price/sqft
$19,084/moest. monthly cost
$763,360/yrincome needed

About This Home

Privately set on over an acre in one of Manchester-by-the-Sea’s most sought-after coastal neighborhoods, 3 Proctor offers convenience located just 0.4 miles from Singing Beach and moments from the Village’s shops and dining. Thoughtfully designed for both grand entertaining and everyday comfort, the home showcases expansive living areas, soaring vaulted ceilings, and dramatic floor-to-ceiling windows that bathe the interiors in natural light. Multiple fireplaces add warmth and character throughout. Recent improvements include beautifully refinished hardwood floors, fresh interior paint, and enhanced landscaping, ensuring a move-in-ready experience. The flexible floor plan features five bedrooms, highlighted by a generous primary suite and a private guest suite above the garage with its own entrance—ideal for extended stays or visiting guests. Coastal living, Reimagined.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape,Ranch,Mid-Century Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Oven,Dishwasher,Refrigerator,Washer,Dryer,Range Hood
  • Laundry features: Gas Dryer Hookup,Washer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Tub & Shower
  • Level: First
  • Area: 67.375

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower
  • Level: First
  • Area: 87.986111111

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub & Shower
  • Level: First
  • Area: 63.333333333

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: First
  • Area: 142.034722222

Bedroom3

  • Features: Fireplace, Flooring - Hardwood
  • Level: First
  • Area: 227.777777777

Bedroom4

  • Features: Closet, Flooring - Wall to Wall Carpet, Slider
  • Level: First
  • Area: 218

Bedroom5

  • Features: Flooring - Wall to Wall Carpet
  • Level: First
  • Area: 217.479166666

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Vaulted Ceiling(s), Flooring - Hardwood, French Doors, Open Floorplan
  • Level: First
  • Area: 196.875

Family Room

  • Features: Flooring - Wood, Exterior Access
  • Level: First
  • Area: 428.416666666

Features

  • Closet/Cabinets - Custom Built,Closet,Bathroom - Full,Vaulted Ceiling(s),Entry Hall,Foyer,Bedroom,Internet Available - Unknown
  • Door features: Insulated Doors,French Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Vinyl,Hardwood,Flooring - Hardwood,Flooring - Wall to Wall Carpet
  • Number of fireplaces: 5
  • Fireplace features: Family Room,Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area above ground: 3,582

Heating & Cooling

  • Heating features: Central,Baseboard,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 3,582
  • Total interior livable area: 3,582 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 195.125

Living Room

  • Features: Vaulted Ceiling(s), Flooring - Hardwood, Slider
  • Level: First
  • Area: 565.25

Master Bedroom

  • Features: Bathroom - Full, Closet, Flooring - Hardwood
  • Level: First
  • Area: 339.375

Property

Details

  • Parcel number: 2016496
  • Zoning: E

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio
  • Exterior features: Patio,Pool - Inground,Rain Gutters,Professional Landscaping,Fenced Yard,Gazebo,Fruit Trees,Garden
  • Fencing: Fenced
  • Has view: Yes
  • View description: Scenic View(s),Water,Harbor
  • Has water view: Yes
  • Water view: Harbor,Water
  • Waterfront features: Ocean,0 to 1/10 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 1.01 Acres
  • Features: Level

Parking

  • Total spaces: 10
  • Parking features: Detached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance *$970$11,640
Property Taxes $2,264$27,168
Electricity $706$8,476
Total$19,084$229,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$654,308/yr
40% on housing$572,520/yr
45% on housing$508,906/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$836This listing

vs Other Active Listings

Avg $/sqft

ZIP 01944$783
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01944$558
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$3,500,000
2025-09-15Sold$3,275,000
2025-08-28Contingent$2,995,000
2025-08-22Listed for sale$2,995,000
1991-09-17Sold$725,000

For Sale by Agent

AgentThe Kristin Francoeur Collective Group
BrokerageGibson Sotheby's International Realty

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