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18 Union St, Manchester, MA, 01944

5beds
4baths
3,881sqft
$2,260,000
$582price/sqft
$14,632/moest. monthly cost
$585,280/yrincome needed

About This Home

In the heart of MBTS, this stately brick residence blends timeless New England character with thoughtful modern updates. Offering 5 spacious bedrooms and 3.5 well-appointed baths, this rare in-town home provides exceptional scale, comfort, and flexibility. Inside, an open and adaptable floor plan allows for multiple living, entertaining, and work-from-home configurations. Sun-filled rooms flow seamlessly from the kitchen to the family, dining, and living spaces, creating a warm and inviting atmosphere throughout. Outdoor terraces offer peaceful settings for relaxing and gathering around the fire pit with elevated views. Coveted off-street parking adds to the appeal of this exceptional offering. Ideally located moments from the village center, commuter rail, boutique shops, restaurants, Manchester Harbor, and the treasured sands of Singing Beach, this distinguished residence presents an opportunity to own a beautiful home in one of the North Shore’s most desirable coastal communities.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1810

Materials

  • Foundation: Block,Stone
  • Roof: Slate
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Stone/Granite/Solid Countertops,Main Level,Electric Dryer Hookup,Washer Hookup,First Floor

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Wood
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Wood
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Wood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Wood, Open Floorplan, Vestibule, Breezeway
  • Level: First

Family Room

  • Features: Flooring - Wall to Wall Carpet, Open Floorplan
  • Level: First

Features

  • Cable Hookup,Bonus Room,Home Office,Internet Available - Broadband
  • Window features: Screens
  • Flooring: Wood,Tile,Carpet,Flooring - Wall to Wall Carpet,Flooring - Wood
  • Number of fireplaces: 4
  • Fireplace features: Dining Room,Family Room,Living Room,Bedroom
  • Fireplace: Yes
  • Finished area above ground: 3,881

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,881
  • Total interior livable area: 3,881 sqft

Kitchen

  • Features: Flooring - Wood, Dining Area, Pantry, Cable Hookup, Exterior Access, Open Floorplan, Peninsula
  • Level: Main,First

Living Room

  • Features: Flooring - Wood, Window(s) - Picture, Open Floorplan
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Flooring - Wall to Wall Carpet, Cable Hookup
  • Level: Second

Office

  • Features: Flooring - Wood, Cable Hookup
  • Level: Third

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 2017940
  • Zoning: G

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio,Rain Gutters,Professional Landscaping,Decorative Lighting,Screens,Stone Wall
  • Has view: Yes
  • View description: City View(s),Scenic View(s),Water,Harbor
  • Has water view: Yes
  • Water view: Harbor,Water
  • Waterfront features: Ocean,Walk to,1/2 to 1 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 0.33 Acres
  • Features: Sloped

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street,Deeded,Driveway,Stone/Gravel,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,427$137,124
Home Insurance *$732$8,784
Property Taxes $1,708$20,496
Electricity $765$9,183
Total$14,632$175,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$501,668/yr
40% on housing$438,960/yr
45% on housing$390,186/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$582This listing

vs Other Active Listings

Avg $/sqft

ZIP 01944$797
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01944$558
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$2,369,000
2025-07-07Listing removed$2,450,000
2025-05-17Listed for sale$2,450,000
2011-04-15Sold$885,000
2011-02-12Listed for sale$890,000
2010-12-22Sold$850,000
2010-07-30Listing removed$1,200,000
2010-07-15Listed for sale$1,200,000
2010-07-01Sold$885,000
2010-04-11Price change$975,000
2010-02-19Price change$1,200,000
2009-10-17Price change$1,220,000
2009-08-29Listed for sale$1,300,000
2004-12-03Sold$5,000

For Sale by Agent

AgentFabyan and Filias Team
BrokerageJ. Barrett & Company

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