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14 Willow Rd, Marblehead, MA, 01945

3beds
3baths
2,288sqft
$1,200,000
$524price/sqft
$7,796/moest. monthly cost
$311,840/yrincome needed

About This Home

14 Willow Rd, Marblehead. Beautifully updated 3+ BR, 2.5 BA w/ stunning Salem Harbor views. Moments from Village Street Dock, you will be sitting on your front deck watching the boats sail by. Freshly painted home has refinished HW floors on the 1st & 2nd levels. Main floor features a spacious living room, half bath w/laundry, updated kitchen w/ quartz, SS appliances, backsplash. dining area with custom built in dry bar with wine fridge 2024. Slider leads to a fenced rear yard w/ a 2 year new 6-person saltwater hot tub & a wraparound porch. The 2nd floor offers a spacious primary suite w/ 6.5 x 7.5 walk-in closet & ensuite plus 2 additional bedrooms & a second full bath. The walk up 3rd floor provides 2 flexible living areas w/ breathtaking harbor views, perfect for your extra needs. Move-in ready; exceptional indoor/outdoor living; prime location. Roof 2017; HVAC 2023, 4 mini-splits; 2 zone gas heating; Stainless hot water tank; 200 AMP Electric; Washer/Dryer 2024 to stay as gift.

Getting Around

40
WalkingCar-Dependent
21
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

7/10
Village SchoolGrades 4-60.4 mi
8/10
Marblehead High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Disposal,Refrigerator,Washer,Dryer
  • Laundry features: First Floor,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
  • Level: First
  • Area: 56

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower
  • Level: Second
  • Area: 56

Bathroom3

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 49

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 238

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Exterior Access, Slider, Lighting - Overhead
  • Level: First
  • Area: 195

Features

  • Bonus Room
  • Flooring: Tile,Carpet,Hardwood,Flooring - Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,288

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,288
  • Total interior livable area: 2,288 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances, Gas Stove
  • Level: First
  • Area: 156

Living Room

  • Features: Flooring - Hardwood, Exterior Access, Lighting - Pendant
  • Level: First
  • Area: 483

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood
  • Level: Second
  • Area: 300

Property

Details

  • Parcel number: 2023246
  • Zoning: R1

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Hot Tub/Spa,Fenced Yard
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Fenced/Enclosed,Fenced
  • Waterfront features: Beach Access,Harbor,Ocean,Walk to,1/10 to 3/10 To Beach,Beach Ownership(Public)

Lot

  • Lot size: 5,532 sqft
  • Features: Gentle Sloping

Parking

  • Total spaces: 7
  • Parking features: Under,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$382$4,584
Property Taxes $896$10,752
Electricity $451$5,414
Total$7,796$93,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$267,291/yr
40% on housing$233,880/yr
45% on housing$207,893/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$524This listing

vs Other Active Listings

Avg $/sqft

ZIP 01945$543
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01945$490
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$1,150,000
2026-08-05Price change$1,150,000
2026-07-07Listed for sale$1,200,000
2017-10-11Sold$705,000
2017-08-12Pending sale$714,900
2017-08-01Price change$714,900
2017-07-07Listed for sale$729,900
2013-11-08Listing removed$2,600
2013-10-18Price change$2,600
2013-09-28Listed for rent$2,800
2005-09-27Sold$98,000
1995-06-09Sold$130,000
1994-06-22Sold$123,500
AgentKatie DiVirgilio
BrokerageRE/MAX 360

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