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4 Ballast Ln, Marblehead, MA, 01945

5beds
4baths
2,736sqft
$2,650,000
$969price/sqft
$16,763/moest. monthly cost
$670,520/yrincome needed

About This Home

Perched on spectacular Marblehead Neck, this renovated Victorian blends timeless charm with modern comfort. A wood-burning fireplace, chef’s kitchen with high-end appliances, butler’s pantry, wraparound porch, and new deck set the tone for gracious living. Sunlight fills every room, creating a warm, inviting atmosphere. The first floor offers seamless spaces for gathering, while the second includes four bedrooms—one en suite—plus a full bath and convenient laundry. The third floor is a private retreat with ocean peeks. Enjoy a fenced yard, three-car parking with EV charging, and an unfinished basement (~1,000 sf) and garage ready for your vision. With easy access to Marblehead’s beaches, shops, restaurants, and historic waterfront, this home offers the best of coastal New England living. Schedule your visit today!

Getting Around

12
WalkingCar-Dependent
19
TransitMinimal Transit
10
BikeSomewhat Bikeable

Schools

7/10
Village SchoolGrades 4-61.5 mi
8/10
Marblehead High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead,Sump Pump,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Internet Available - Broadband,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,736

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,736
  • Total interior livable area: 2,736 sqft

Property

Details

  • Parcel number: M:0915 B:0011 L:0,2028197
  • Zoning: LSR
  • Exclusions: Wall Sconces In Family Room On First Floor Are Not Included With Property Purchase.

Features

  • Patio & porch: Porch,Deck,Patio
  • Exterior features: Porch,Deck,Patio,Professional Landscaping,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced
  • Waterfront features: Ocean,1/2 to 1 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 8,795 sqft
  • Features: Easements,Level

Parking

  • Total spaces: 3
  • Parking features: Detached,Oversized,Paved Drive,Off Street,Stone/Gravel,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,399$160,788
Home Insurance *$844$10,128
Property Taxes $1,981$23,772
Electricity $539$6,474
Total$16,763$201,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$574,731/yr
40% on housing$502,890/yr
45% on housing$447,013/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$969This listing

vs Other Active Listings

Avg $/sqft

ZIP 01945$534
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01945$490
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-17Listed for sale$2,650,000
2025-07-07Listing removed$2,750,000
2025-03-18Listed for sale$2,750,000
2017-04-21Sold$895,000
2017-03-19Pending sale$895,000
2017-03-16Listed for sale$895,000

For Sale by Agent

AgentBrian Skidmore
BrokerageRE/MAX Beacon

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