10 Pine Bluff Ave, Merrimac, MA, 01860
About This Home
Experience year-round lakefront living on beautiful Lake Attitash in this gorgeous 3-bedroom, 3-bath home offering direct lake frontage, a private dock and captivating water views! The open-concept living and dining area features the warmth and character of the dramatic vaulted ceiling with exposed wood beams and fireplace with pellet stove and striking stone surround. The updated modern kitchen flows seamlessly into the main living space with oversized windows looking out to the expansive deck, where the hot tub and lake views invite you to relax and unwind. The first floor does have a bedroom and full bath - and the second floor offers two generously sized ensuite bedrooms with abundant closet space and renovated bathrooms. Enjoy updated lighting, new washer/dryer and newer windows. The lower level provides additional finished space currently used as a home gym, storage space and mechanicals. Something else you'll love is the oversized, 30' x 30' heated two-car garage with high ceilings, storage and workspace perfect for car enthusiasts! Ample guest parking completes this exceptional property. Swim, boat and fish from your own backyard, gather with friends and family throughout the seasons, and end each day overlooking the ever-changing scenery of Lake Attitash.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
- Laundry features: First Floor,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Interior Entry,Concrete
Bedroom2
- Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Closet
- Level: Second
Bedroom3
- Features: Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Deck - Exterior, Exterior Access, Open Floorplan
- Level: First
Features
- Exercise Room
- Window features: Insulated Windows
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 284
- Finished area above ground: 1,931
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Ductless
Interior Area
- Total structure area: 2,215
- Total interior livable area: 2,215 sqft
Kitchen
- Features: Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Open Floorplan, Slider, Stainless Steel Appliances, Gas Stove
- Level: First
Living Room
- Features: Wood / Coal / Pellet Stove, Vaulted Ceiling(s), Window(s) - Picture, Deck - Exterior, Exterior Access, Open Floorplan
- Level: First
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Bathroom - 3/4, Walk-In Closet(s), Closet
- Level: Second
Property
Details
- Parcel number: 2034094
- Zoning: LA
Features
- Patio & porch: Deck - Wood,Patio
- Exterior features: Deck - Wood,Patio,Rain Gutters,Hot Tub/Spa,Storage
- Has spa: Yes
- Spa features: Private
- Has view: Yes
- View description: Water,Dock/Mooring,Lake
- Has water view: Yes
- Water view: Dock/Mooring,Lake,Water
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Dock/Mooring,Frontage,Walk to,Access,Direct Access,Lake/Pond,Direct Access,Frontage,Walk to,0 to 1/10 Mile To Beach
Lot
- Lot size: 6,194 sqft
- Features: Easements,Level
Parking
- Total spaces: 12
- Parking features: Attached,Garage Door Opener,Heated Garage,Storage,Oversized,Off Street,Deeded,Stone/Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Drought
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,562 | $66,744 |
| Home Insurance * | $352 | $4,224 |
| Property Taxes | $1,214 | $14,568 |
| Electricity | $436 | $5,241 |
| Total | $7,564 | $90,768 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $1,100,000 |
| 2024-09-20 | Sold | $1,050,000 |
| 2024-08-13 | Contingent | $975,000 |
| 2024-08-05 | Listed for sale | $975,000 |
| 2006-06-19 | Sold | $393,500 |
| 2004-12-15 | Sold | $407,500 |
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