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97 Liberty St, Middleton, MA, 01949

4beds
4baths
2,862sqft
$1,026,000
$358price/sqft
$6,991/moest. monthly cost
$279,640/yrincome needed

About This Home

***Offer Deadline is Wednesday at 3:00 P.M.*** Do not miss this opportunity to move right into this turn-key 4 bedroom 4-bath Colonial home on an ideal 2+ acre rectangular lot with tons of trees and outdoor possibilities. Well laid out over three levels, there are many possibilities for utilizing the multiple living spaces as well as numerous outdoor areas that include a patio, deck and expansive screened-in rear porch, The custom inlaid mahogany flooring, walls and fireplace mantle in the living room are not to be missed! In addition to a major 2006 renovation, recent upgrades include new heating and cooling systems, primary bathroom with an amazing walk-in shower, fresh paint and newly-refinished hardwood flooring. Out buildings include a shed, large coop and large workshop where a riding mower can be stored. Nothing to do but move in and put your own personal touches in this wonderful property.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Flooring - Stone/Ceramic Tile,First Floor,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Sump Pump

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 156

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 108

Bedroom4

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Flooring - Hardwood, Lighting - Pendant
  • Level: Main,First
  • Area: 165

Features

  • Closet,Media Room,Home Office
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood,Engineered Hardwood,Flooring - Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 616
  • Finished area above ground: 2,246

Heating & Cooling

  • Heating features: Baseboard,Oil,Electric,Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,862
  • Total interior livable area: 2,862 sqft

Kitchen

  • Features: Flooring - Hardwood, Balcony / Deck, Kitchen Island, Breakfast Bar / Nook, Exterior Access, Recessed Lighting, Remodeled
  • Level: Main,First
  • Area: 110

Living Room

  • Features: Ceiling Fan(s), Coffered Ceiling(s), Flooring - Hardwood, Balcony / Deck, Balcony - Interior, Exterior Access, Remodeled, Crown Molding
  • Level: First
  • Area: 350

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Skylight, Cathedral Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Hardwood
  • Level: Second
  • Area: 187

Office

  • Level: Basement
  • Area: 88

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:0018 B:0000 L:0150,3787341
  • Zoning: R1B

Features

  • Patio & porch: Screened,Deck - Wood,Patio
  • Exterior features: Porch - Screened,Deck - Wood,Patio,Balcony

Lot

  • Lot size: 2.02 Acres
  • Features: Wooded

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,188$62,256
Home Insurance *$232$2,784
Property Taxes $1,007$12,084
Electricity $564$6,772
Total$6,991$83,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,691/yr
40% on housing$209,730/yr
45% on housing$186,426/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 01949$398
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01949$387
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$1,026,000
2026-07-30Listed for sale$1,026,000
2022-08-08Sold$905,000
2022-07-06Contingent$849,900
2022-06-28Listed for sale$849,900
2001-11-16Sold$360,000

For Sale by Agent

AgentDavid Cahill
BrokerageCentury 21 Cityside

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