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5 Cottage St, Nahant, MA, 01908

5beds
4baths
3,008sqft
$1,749,000
$581price/sqft
$11,217/moest. monthly cost
$448,680/yrincome needed

About This Home

Sail into a rare gem nestled on a private cul-de-sac with majestic ocean views & a fully renovated luxury interior. Built in 1875, this 5BR, 3.5-bath home blends timeless 19th century charm with thoughtfully curated modern upgrades throughout. Soaring 10-foot ceilings, an oversized wood burning fireplace & a grand staircase create a sweeping statement of elegance. Wide-plank white oak flooring & designer finishes elevate the home for modern coastal living. The chef’s kitchen features custom cabinetry, quartz countertops & a full Thermador appliance suite. Extensive upgrades include premium James Hardie siding. Ocean views & sunshine sparkle on every floor, while the broad farmer’s porch captures coastal breezes and stunning sunrise skies. Set on a rare .47-acre lot with coveted dual street access and outside the flood zone. Close to beaches, sailing club, surfing, ferry to Boston. This rare coastal offering blends timeless character, modern luxury & generational estate potential.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Concrete Perimeter,Block,Stone
  • Roof: Rubber,Asphalt/Composition Shingles
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dishwasher
  • Laundry features: Second Floor,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Interior Entry

Bathroom1

  • Features: Bathroom - 3/4, Flooring - Stone/Ceramic Tile
  • Level: Basement
  • Area: 52.777777777

Bathroom2

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom3

  • Features: Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 60

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom4

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom5

  • Features: Flooring - Engineered Hardwood
  • Level: Basement
  • Area: 210.069444444

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Exterior Access, Slider
  • Level: First
  • Area: 179.597222222

Family Room

  • Features: Flooring - Engineered Hardwood
  • Level: Basement

Features

  • Bathroom - With Tub,Storage,Bathroom,Bonus Room
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood,Engineered Hardwood,Flooring - Stone/Ceramic Tile,Flooring - Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 2,108

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 3,008
  • Total interior livable area: 3,008 sqft

Kitchen

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box, Window(s) - Picture, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Stainless Steel Appliances, Wine Chiller, Gas Stove
  • Level: Main,First

Living Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 284

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Walk-In Closet(s), Flooring - Hardwood
  • Level: Second

Property

Details

  • Parcel number: M:0006 B:0000 L:0020,2062590
  • Zoning: R2
  • Exclusions: Staging And Personal Belongings

Features

  • Patio & porch: Porch,Patio
  • Exterior features: Porch,Patio,Storage
  • Has view: Yes
  • View description: Scenic View(s),Water,Ocean
  • Has water view: Yes
  • Water view: Ocean,Water
  • Waterfront features: Ocean

Lot

  • Lot size: 0.46 Acres
  • Features: Gentle Sloping

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street,Driveway,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,843$106,116
Home Insurance *$464$5,568
Property Taxes $1,317$15,804
Electricity $593$7,117
Total$11,217$134,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$384,582/yr
40% on housing$336,510/yr
45% on housing$299,120/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$581This listing

vs Other Active Listings

Avg $/sqft

ZIP 01908$504
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01908$460
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,777,000
2025-05-23Sold$810,000
2025-04-12Contingent$850,000
2025-03-19Listed for sale$850,000

For Sale by Agent

AgentTish Lentine
BrokerageKeller Williams Realty Evolution

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