20 Pine St, Newburyport, MA, 01950
About This Home
An exquisite renovation on a quiet, tree-lined street in Newburyport’s South End. Your patience has paid off. This is a rare opportunity to collaborate with a renowned local builder and design team on their latest project. Act early to personalize your home with a choice of either a three- or four-bedroom second-floor layout, along with several thoughtfully curated design packages featuring cabinetry, tile, and lighting selections. Looking for additional living space? Explore options for a lower-level bedroom and full bath while customization opportunities are still available. Explore Newburyport's many shops, restaurants and galleries as well as area marinas, beaches and parks. Don't miss the chance to make this exceptional home uniquely yours. Expected completion Spring 2027.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1870
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Range,Dishwasher,Microwave,Refrigerator
- Laundry features: Second Floor,Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Finished
Bathroom1
- Features: Bathroom - Half, Flooring - Wood
- Level: First
Bathroom2
- Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
- Level: Second
Bathroom3
- Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
- Level: Second
Bedroom2
- Features: Flooring - Wood
- Level: Second
Bedroom3
- Features: Flooring - Wood
- Level: Second
Bedroom4
- Features: Flooring - Wood
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring - Wood
- Level: First
Family Room
- Level: Basement
Features
- Bonus Room,Mud Room,Bathroom
- Window features: Insulated Windows
- Flooring: Wood,Tile,Flooring - Wood,Flooring - Stone/Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 750
- Finished area above ground: 2,600
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 3,350
- Total interior livable area: 3,350 sqft
Kitchen
- Features: Flooring - Wood
- Level: First
Living Room
- Features: Flooring - Wood
- Level: First
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Bathroom - Full, Closet, Flooring - Wood
- Level: Second
Property
Details
- Parcel number: 2086042
- Zoning: RES
Features
- Patio & porch: Patio
- Exterior features: Patio,Rain Gutters,Professional Landscaping
Lot
- Lot size: 6,534 sqft
- Features: Corner Lot
Parking
- Total spaces: 4
- Parking features: Attached,Paved Drive,Off Street,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $15,164 | $181,968 |
| Home Insurance * | $639 | $7,668 |
| Property Taxes | $2,349 | $28,188 |
| Electricity | $660 | $7,927 |
| Total | $18,812 | $225,744 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $2,999,000 |
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