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4 Ocean Ave, Newburyport, MA, 01950

4beds
2baths
1,666sqft
$1,199,900
$720price/sqft
$7,615/moest. monthly cost
$304,600/yrincome needed

About This Home

Located in Newburyport’s sought-after South End, 4 Ocean Ave offers an ideal coastal lifestyle with exceptional convenience. Plum Island’s stunning beaches and Sandy Point State reservation are just a short bike ride, or quick two-minute drive away, making it easy to enjoy the shoreline, local favorites like Bob Lobster and unforgettable sunsets. The home is also close to the Joppa Flats Education Center and Plum Island estuary and minutes from the Clipper City Rail Trail, Harborwalk, and charm of downtown Newburyport shops and restaurants. Perfect for commuters - only 1.5 miles from the Newburyport Commuter Rail, offering easy access to Boston. This classic New England home features 4 bedrooms , 2 baths, attached garage along with a welcoming three-season porch, a spacious deck for outdoor entertaining, and an expansive oversized lot offering plenty of room to relax or play. A wonderful opportunity to personalize and create your own coastal retreat in one of Newburyport’s most desirable neighborhoods.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
10/10
Newburyport High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Linoleum / Vinyl
  • Fireplace: Yes

Heating

  • Heating features: Baseboard,Other,Oil

Interior Area

  • Total interior livable area: 1,666 sqft

Property

Details

  • Parcel number: NEWPM0031B0017AL0000

Features

  • Exterior features: Wood

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$255$3,060
Property Taxes $939$11,268
Electricity $354$4,259
Total$7,615$91,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,085/yr
40% on housing$228,450/yr
45% on housing$203,066/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$720This listing

vs Other Active Listings

Avg $/sqft

ZIP 01950$570
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01950$546
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$1,395,000
1988-08-24Sold$320,000

For Sale by Owner

AgentProperty Owner

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