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360 Merrimac St, Newburyport, MA, 01950

3beds
2baths
1,688sqft
$1,155,000
$684price/sqft
$7,344/moest. monthly cost
$293,760/yrincome needed

About This Home

Prime West-Side project acquisition with deep 6,534 sq ft lot shaped by the historic Old Road.Vacant and easy to tour. The 1869 footprint offers exceptional design flexibility for expansion, reconfiguration, or full renovation. Strong land geometry, rear privacy, and a rare lot depth not found in nearby comparables. Updated disclosures include historic maps, 1980 painting of the home, plot details, and structural notes. Private showings encouraged — buyer concessions considered. Minutes to shipyards, Cashman Park, and downtown Newburyport. Price reduced to $1,125,000.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
10/10
Newburyport High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1869

Materials

  • Foundation: Concrete Perimeter,Stone
  • Construction materials: Frame,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Concrete

Bedroom2

  • Level: Second
  • Area: 156

Bedroom3

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 156

Features

  • Walk-up Attic
  • Flooring: Vinyl,Laminate,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,688
  • Finished area above ground: 1,688

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,688
  • Total interior livable area: 1,688 sqft

Kitchen

  • Features: Exterior Access
  • Level: First
  • Area: 132

Living Room

  • Features: Wood / Coal / Pellet Stove, Flooring - Hardwood
  • Level: First
  • Area: 182

Master Bedroom

  • Level: Second
  • Area: 182

Property

Details

  • Parcel number: 2088771
  • Zoning: WMD w/R2
  • Exclusions: Personal Items

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck,Storage,Fenced Yard,Other
  • Fencing: Fenced/Enclosed,Fenced
  • Has view: Yes
  • View description: Scenic View(s),Water,Marina,River
  • Has water view: Yes
  • Water view: Marina,River,Water
  • Waterfront features: Ocean,River,Walk to,Unknown To Beach,Beach Ownership(Public,Other (See Remarks))
  • Frontage length: 27.00

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot,Easements,Cleared,Gentle Sloping,Level

Parking

  • Total spaces: 3
  • Parking features: Detached,Storage,Workshop in Garage,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Earthquake
Hurricane
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,840$70,080
Home Insurance *$246$2,952
Property Taxes $904$10,848
Electricity $354$4,259
Total$7,344$88,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,794/yr
40% on housing$220,320/yr
45% on housing$195,840/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$684This listing

vs Other Active Listings

Avg $/sqft

ZIP 01950$570
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01950$546
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$1,125,000
2026-07-13Price change$1,155,000
2026-06-25Listed for sale$1,195,000
2025-11-19Listing removed--
2025-11-04Price change$1,278,000
2025-10-22Listed for sale$1,325,000

For Sale by Agent

AgentJason Saphire
Brokeragewww.HomeZu.com

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