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1 Jefferson St, Newburyport, MA, 01950

3beds
2baths
2,293sqft
$3,150,000
$1,374price/sqft
$19,525/moest. monthly cost
$781,000/yrincome needed

About This Home

Discover a rare opportunity to own a private 1.3 acre lot on the Merrimack River in the heart of Newburyport's North End. With sweeping views of Carr Island across the river, this property is rich in history as it offers a distinctive 3 bedroom post and beam 1770 Pre-Revolutionary center-chimney home. A private pier and deep-water dock provide exceptional waterfront access—an unparalleled amenity in this coveted location. The home is being offered "as-is', presenting an outstanding chance to restore, renovate, or expand to suit your vision. With its blend of privacy, historic charm, and direct riverfront setting, this property represents one of Newburyport’s most remarkable and sought-after opportunities. Artist renderings are conceptual in nature and are intended solely to demonstrate potential future improvements. The offering price is for the existing residence, land, and architectural plans only. Buyer to verify all information and feasibility.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
10/10
Newburyport High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1770

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Wood
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Oven,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Level: First
  • Area: 39.96

Bathroom2

  • Level: Second
  • Area: 41.6

Bedroom2

  • Features: Flooring - Wood
  • Level: Second
  • Area: 236.25

Bedroom3

  • Features: Fireplace, Flooring - Wood
  • Level: Second
  • Area: 231

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Flooring - Wood, Crown Molding
  • Level: First
  • Area: 240.3

Features

  • Home Office
  • Flooring: Wood,Vinyl,Pine,Other
  • Number of fireplaces: 5
  • Fireplace features: Family Room,Living Room,Bedroom
  • Fireplace: Yes
  • Finished area above ground: 2,293

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,293
  • Total interior livable area: 2,293 sqft

Kitchen

  • Level: First
  • Area: 100.62

Living Room

  • Level: First
  • Area: 240.3

Master Bedroom

  • Features: Bathroom - Full
  • Level: First
  • Area: 128.399999999

Office

  • Level: Second
  • Area: 199.26

Property

Details

  • Parcel number: M:0068 B:0015 L:0000,2088796
  • Zoning: SFR Water

Features

  • Patio & porch: Screened
  • Exterior features: Porch - Screened
  • Has view: Yes
  • View description: Scenic View(s),Water,River
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,River,Dock/Mooring,Frontage,Deep Water Access,Direct Access,Private

Lot

  • Lot size: 1.30 Acres
  • Features: Gentle Sloping

Parking

  • Total spaces: 3
  • Parking features: Under,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Earthquake
Hurricane
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,928$191,136
Home Insurance *$671$8,052
Property Taxes $2,474$29,688
Electricity $452$5,425
Total$19,525$234,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$669,428/yr
40% on housing$585,750/yr
45% on housing$520,666/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,374This listing

vs Other Active Listings

Avg $/sqft

ZIP 01950$557
Essex County$384

vs Homes Sold Last Month

Median $/sqft

ZIP 01950$546
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$3,250,000
2026-02-18Price change$3,500,000
2025-12-03Listed for sale$3,750,000
2022-10-20Sold$2,950,000
2022-09-05Contingent$2,495,000
2022-08-27Listed for sale$2,495,000
2022-07-27Listing removed$3,000,000
2022-07-15Contingent$3,000,000
2022-07-06Listed for sale$3,000,000

For Sale by Agent

AgentEileen Gagnon
BrokerageGibson Sotheby's International Realty

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