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443 Merrimac St, Newburyport, MA, 01950

4beds
6baths
3,500sqft
$2,449,900
$700price/sqft
$15,519/moest. monthly cost
$620,760/yrincome needed

About This Home

Nestled in Newburyport's North End this stunning home was reimagined by renowned architect Aileen Graf. 443 Merrimac St is situated on a stately corner lot and offers 4 bedrooms and 5.5 baths including a first floor primary and detached garage with a lofted studio space and 3/4 bath. Both main home and the garage are connected by a brick paver patio and stunning stone work that allows for easy everday flow and entertaining. The main house is fully equip with all the space for your every day life. It opens up through the entry way into an open concept kitchen/living/dining space. A walk in pantry off the kitchen offers additional storage space blending seamlessly with the custom cabinetry in the kitchen. A first floor primary suite allows for optional living arrangements while a well propertied second floor primary suite and two more bedrooms await. The finished basement with tiled 3/4 bath, garage studio, wet bar and loft space round off this perfectly quintessential Newburyport home.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
10/10
Newburyport High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Remodeled
  • Year built: 1850

Materials

  • Foundation: Concrete Perimeter,Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater,Range,Dishwasher,Microwave,Refrigerator,Range Hood,Stainless Steel Appliance(s),Plumbed For Ice Maker
  • Laundry features: Closet/Cabinets - Custom Built,Lighting - Overhead,Second Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Interior Entry,Bulkhead

Bedroom2

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Cathedral Ceiling(s), Beamed Ceilings, Walk-In Closet(s), Closet, Closet/Cabinets - Custom Built, Recessed Lighting, Remodeled, Beadboard, Crown Molding, Decorative Molding, Flooring - Engineered Hardwood
  • Level: Second

Bedroom3

  • Features: Cathedral Ceiling(s), Beamed Ceilings, Closet, Flooring - Engineered Hardwood
  • Level: Second

Bedroom4

  • Features: Cathedral Ceiling(s), Beamed Ceilings, Closet, Flooring - Engineered Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Chair Rail, Exterior Access, Recessed Lighting, Lighting - Pendant, Decorative Molding, Flooring - Engineered Hardwood
  • Level: First

Features

  • Bathroom - Full,Bathroom - Tiled With Shower Stall,Walk-In Closet(s),Recessed Lighting,Cathedral Ceiling(s),Open Floorplan,Bathroom - 3/4,Countertops - Stone/Granite/Solid,Wet bar,Media Room,Loft,Bonus Room
  • Flooring: Tile,Engineered Hardwood,Flooring - Vinyl,Flooring - Engineered Hardwood,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 663
  • Finished area above ground: 2,837

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Kitchen

  • Features: Closet/Cabinets - Custom Built, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Slider, Stainless Steel Appliances, Pot Filler Faucet, Storage, Lighting - Pendant, Archway, Flooring - Engineered Hardwood
  • Level: Main,First

Living Room

  • Features: Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Breezeway, Closet - Double, Flooring - Engineered Hardwood, Window Seat
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile, Recessed Lighting, Remodeled, Beadboard, Crown Molding, Decorative Molding, Flooring - Engineered Hardwood
  • Level: Main,First

Property

Details

  • Parcel number: M:0068 B:0048 L:0000,2088831
  • Zoning: R2

Features

  • Patio & porch: Patio
  • Exterior features: Patio
  • Waterfront features: Harbor,Ocean,River,Unknown To Beach,Beach Ownership(Public)

Lot

  • Lot size: 7,000 sqft
  • Features: Corner Lot,Cleared,Gentle Sloping,Level

Parking

  • Total spaces: 3
  • Parking features: Detached,Heated Garage,Workshop in Garage,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Earthquake
Hurricane
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,388$148,656
Home Insurance *$522$6,264
Property Taxes $1,919$23,028
Electricity $690$8,282
Total$15,519$186,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$532,080/yr
40% on housing$465,570/yr
45% on housing$413,840/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$700This listing

vs Other Active Listings

Avg $/sqft

ZIP 01950$569
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01950$546
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$2,395,000
2026-07-30Price change$2,449,900
2026-07-08Listed for sale$2,499,900
2023-08-28Sold$650,000
2023-06-20Contingent$599,900
2023-06-05Listed for sale$599,900

For Sale by Agent

AgentShamus Quirk
BrokerageRealty One Group Nest

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