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237 Jefferson Ave NE, Concord, NC, 28025

2beds
1baths
860sqft
$235,000
$273price/sqft
$1,673/moest. monthly cost
$66,920/yrincome needed

About This Home

"Concord" means "Harmony". Which is what you will find in this beautiful home! Centrally located, this home gives its new owner an opportunity to have it all: A home with character, modern updates, and a sound structure. Immediately upon walking in you will notice the small details and craftsmanship. The crown molding throughout, oversized baseboards, defining window and wall trim features along with the modern updates such as new laminate floors and paint throughout, updated fixtures and windows (2016). In addition to the aesthetics, the home also has a newer roof (2020), HVAC (2023), water heater (2025), fully insulated (rare for 1950s home), with new siding and stucco (2020) on the exterior. Well manicured and landscaped with a front yard garden where come spring time you'll find peach and fig trees, native elderberry, buckeye, hawthorn, and many other perennial flowers and herbs. Within walking distance to downtown concord (half mile), the greenway, and all the amenities Concord has to offer!

Getting Around

54
WalkingSomewhat Walkable
19
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

7/10
W M Irvin ElementaryGrades PK-51.2 mi
2/10
Concord MiddleGrades 6-81.3 mi
5/10
Concord HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Synthetic Stucco,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Basement Shop,French Drain,Storage Space,Sump Pump,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 860

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 860
  • Total interior livable area: 860 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 56310064640000
  • Zoning: RM-2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Fire Pit

Lot

  • Lot size: 0.19 Acres
  • Features: Orchard(s),Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage,Garage Door Opener,Garage Shop
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$93$1,116
Property Taxes $192$2,304
Electricity $200$2,405
Total$1,673$20,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,360/yr
40% on housing$50,190/yr
45% on housing$44,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 28025$158
Cabarrus County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 28025$192
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$250,000
2014-08-22Sold$68,000
2014-07-10Pending sale$72,900
2014-06-27Listed for sale$72,900
2000-09-14Sold$55,000

For Sale by Agent

AgentMwenda Randall
BrokerageCostello Real Estate and Investments LLC

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