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130 Main St, Rockport, MA, 01966

2beds
2baths
1,473sqft
$798,000
$542price/sqft
$5,314/moest. monthly cost
$212,560/yrincome needed

About This Home

This property consists of a two to three bedroom Colonial style home and a one level two bedroom year round cottage on a 17,000+ square foot lot. The perfect set up for either generating income or multi generational living. The house has a flexible floor plan with a living room, dining room, kitchen, den and full bath on the first level and two bedrooms and bath on the second level. The detached cottage overlooks the yard and has a patio off of the living room, two bedrooms, full bath and efficient kitchen,. Floor plan of both buildings available. One of the pluses of the location is it's less than a Mile to Front Beach and downtown Rockport. All of Rockport's amenities and experiences are nearby and the MBTA station is about a half mile away. Ample parking for both houses, Each house has its own FHW heat by oil and electric service.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
6/10
Rockport High SchoolGrades 6-120.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Granite,Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Dryer Hookup - Electric,Washer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Sump Pump,Concrete

Bathroom1

  • Features: Bathroom - 3/4, Bathroom - With Shower Stall, Flooring - Vinyl
  • Level: First
  • Area: 63

Bathroom2

  • Features: Bathroom - With Tub, Flooring - Vinyl
  • Level: Second
  • Area: 33.25

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Closet, Flooring - Hardwood
  • Level: First
  • Area: 177.5

Features

  • Closet,Bathroom - Full,Cathedral Ceiling(s),Ceiling Fan(s),Dining Area,Attic Access,Office,Entry Hall,Accessory Apt.
  • Door features: Storm Door(s)
  • Window features: Bay/Bow/Box,Insulated Windows
  • Flooring: Vinyl,Carpet,Hardwood,Flooring - Wall to Wall Carpet,Flooring - Hardwood,Laminate
  • Finished area above ground: 1,473

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,473
  • Total interior livable area: 1,473 sqft

Kitchen

  • Features: Flooring - Vinyl, Deck - Exterior, Exterior Access, Washer Hookup
  • Level: Main,First
  • Area: 169

Living Room

  • Features: Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box
  • Level: First
  • Area: 195.555555555

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 165

Office

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: First
  • Area: 77

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 2119296
  • Zoning: Resi

Features

  • Patio & porch: Deck - Exterior,Deck
  • Exterior features: Deck,Rain Gutters,Storage,Guest House
  • Frontage length: 80.00

Lot

  • Lot size: 0.40 Acres
  • Features: Gentle Sloping

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,035$48,420
Home Insurance *$265$3,180
Property Taxes $660$7,920
Electricity $354$4,259
Total$5,314$63,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,194/yr
40% on housing$159,420/yr
45% on housing$141,706/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 01966$498
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01966$528
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$798,000
2026-08-06Contingent$798,000
2026-07-30Listed for sale$798,000
1999-04-28Sold$225,000

For Sale by Agent

AgentRuth Pino
BrokerageRE/MAX Beacon

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