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20 Rowe Rd, Charlemont, MA, 01339

1beds
1baths
512sqft
$285,000
$557price/sqft
$2,339/moest. monthly cost
$93,560/yrincome needed

About This Home

Welcome to “The Roost”! This charming Charlemont cottage offers the perfect blend of modern updates and cozy cabin living. Completely rebuilt in 2022, this home is move-in ready with cathedral knotty pine ceilings throughout ,thoughtful design, and everything you need for a low maintenance retreat. Whether you’re looking for a weekend getaway, vacation home, Airbnb opportunity, or a comfortable downsizing option, this property is ready to enjoy.Set along peaceful Pelham Brook, this property offers private brook access, beautiful water views, and the relaxing sounds of nature right outside your door. The spacious yard provides plenty of room for outdoor enjoyment and features established blueberry bushes, a large storage shed, and a private setting to unwind.Conveniently located just minutes from the scenic Deerfield River, Berkshire East Mountain Resort, Thunder Mountain Bike Park, and the many outdoor recreational opportunities Charlemont has to offer! Your dream getaway awaits , schedule a showing today !

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
Hawlemont RegionalGrades PK-63.7 mi
2/10
Drury High SchoolGrades 7-128.2 mi
4/10
Abbott MemorialGrades PK-85.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter,Brick/Mortar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 512

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 512
  • Total interior livable area: 512 sqft

Property

Details

  • Parcel number: M:011.0 B:0000 L:0010.0,3689776
  • Zoning: R1

Features

  • Has view: Yes
  • View description: Scenic View(s),Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Stream

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot,Wooded,Cleared

Parking

  • Total spaces: 6
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$111$1,332
Property Taxes $433$5,196
Electricity $354$4,259
Total$2,339$28,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,194/yr
40% on housing$70,170/yr
45% on housing$62,373/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$557This listing

vs Other Active Listings

Avg $/sqft

ZIP 01339$201
Franklin County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 01339$264
Franklin County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$285,000
2021-11-19Sold$65,000
2014-06-09Sold$50,000
2000-05-12Sold$24,000

For Sale by Agent

AgentKaitlyn Giard
BrokerageCohn & Company

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