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98 North Rd, Monroe, MA, 01350

4beds
3baths
1,881sqft
$450,000
$239price/sqft
$3,073/moest. monthly cost
$122,920/yrincome needed

About This Home

Welcome to this beautifully built and thoughtfully updated home on acreage in Monroe MA! Location within 40 minutes to Charlemont, Williamstown or Mount Snow in Vermont - this is a perfect blend of full time homeowners and vacation oasis! This home has 4 spacious bedrooms and a brand new septic to match! 3 full bathrooms add to the function! Large eat in kitchen, formal dining room and large living room with wood fireplace round out the charm of this home! Check this one out if you're looking for spacious living in the country - yet only 15 minutes to grocery shopping and restaurants. 20 minutes to MassMOCA, and 25 to Williams College or the Clark. A wonderful spot!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
Abbott MemorialGrades PK-84.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Asphalt Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Flooring: Laminate

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,881
  • Total interior livable area: 1,881 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Full Bath

Details

  • Parcel number: M: 4040 B: 0000 L: 00060
  • Zoning description: Residential

Features

  • Has view: Yes
  • View description: Hill/Mountain,Distant
  • Waterfront features: Pond

Lot

  • Lot size: 2.71 Acres
  • Features: Wooded

Parking

  • Total spaces: 8
  • Parking features: Garaged & Off-Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$97$1,164
Property Taxes $331$3,972
Electricity $370$4,451
Total$3,073$36,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,360/yr
40% on housing$92,190/yr
45% on housing$81,946/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 01350$261
Franklin County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 01350$250
Franklin County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$575,000
2024-09-20Listing removed$250,000
2024-09-01Pending sale$250,000
2024-09-01Listing removed$250,000
2024-05-10Contingent$250,000
2024-05-10Pending sale$250,000
2024-01-31Listing removed--
2024-01-18Listed for sale$250,000

For Sale by Agent

AgentKolleen E. Schmitt
BrokerageKELLER WILLIAMS REALTY

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