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10 Hidden Pond Ln, Northfield, MA, 01360

4beds
3baths
2,865sqft
$549,900
$192price/sqft
$4,289/moest. monthly cost
$171,560/yrincome needed

About This Home

Custom-built Post & Beam Saltbox has been lovingly cared for by its original owners. Centered by a beautiful working fireplace w/raised stone hearth in the spacious livingroom, the main level features hardwood floors, beamed ceilings and lots of natural sunlight. The adjacent diningroom showcases a half cathedral ceiling w/skylight and French door to rear yard. DR is also open to the kitchen w/ ample cabinets & counters, a peninsula breakfast bar and pantry closet. A hallway offers separation for the roomy den or study, that could also be utilized as a bedroom. The first-floor bath w/laundry offers convenience along with the slate floored side entrance. Second level primary BR suite w/ full bath, loft space & walk-in closet has exposed brick chimney & cathedral ceiling. Two more BRS and full bath also on the 2nd floor. Lower level has good storage area as well as a bright and comfortable family room w/full size windows and slider to exterior. Southern exposure,elevated setting w/views.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Post & Beam

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Saltbox,Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Tankless Water Heater,Range,Dishwasher,Refrigerator,Vacuum System
  • Laundry features: Electric Dryer Hookup,Washer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Partially Finished,Walk-Out Access,Interior Entry,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - 3/4, Bathroom - With Shower Stall, Beamed Ceilings, Closet, Flooring - Vinyl, Dryer Hookup - Electric, Washer Hookup
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl
  • Level: Second

Bedroom2

  • Features: Walk-In Closet(s), Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom4

  • Features: Beamed Ceilings, Closet, Flooring - Wall to Wall Carpet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Skylight, Cathedral Ceiling(s), Flooring - Hardwood, French Doors, Exterior Access, Open Floorplan
  • Level: First

Family Room

  • Features: Flooring - Wall to Wall Carpet, Chair Rail, Exterior Access, Recessed Lighting, Slider, Beadboard, Crown Molding
  • Level: Basement

Features

  • Ceiling Fan(s),Loft,Central Vacuum,Finish - Sheetrock,Internet Available - Broadband
  • Door features: Insulated Doors,French Doors
  • Window features: Insulated Windows,Screens
  • Flooring: Vinyl,Carpet,Hardwood,Stone / Slate,Flooring - Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 595
  • Finished area above ground: 2,270

Heating & Cooling

  • Heating features: Central,Baseboard,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,865
  • Total interior livable area: 2,865 sqft

Kitchen

  • Features: Flooring - Vinyl, Pantry, Breakfast Bar / Nook, Recessed Lighting, Lighting - Pendant, Lighting - Overhead
  • Level: First

Living Room

  • Features: Beamed Ceilings, Closet, Flooring - Hardwood, Exterior Access
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Cathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead
  • Level: Second

Property

Details

  • Parcel number: 3140450
  • Zoning: RA

Features

  • Patio & porch: Deck - Composite
  • Exterior features: Deck - Composite,Rain Gutters,Storage,Screens
  • Frontage length: 147.00

Lot

  • Lot size: 1.17 Acres
  • Features: Cleared,Sloped

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street,Tandem,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$313$3,756
Property Taxes $632$7,584
Electricity $564$6,779
Total$4,289$51,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,051/yr
40% on housing$128,670/yr
45% on housing$114,373/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 01360$155
Franklin County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 01360$219
Franklin County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$565,000
1993-07-26Sold$16,720

For Sale by Agent

AgentDebra Gilbert
BrokerageRenfrew Real Estate

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