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14 Main St, Shelburne, MA, 01370

3beds
3baths
2,237sqft
$685,000
$306price/sqft
$4,839/moest. monthly cost
$193,560/yrincome needed

About This Home

Right in the heart of Shelburne Falls, this extraordinary Octagon home is a true work of art. Thoughtfully restored by a local master builder, it blends historic architecture with exceptional craftsmanship and modern comfort. Radiant heated tile floors, handcrafted built-ins, custom lighting, and a dramatic spiral staircase lead to a rooftop cupola and mahogany deck with sweeping village views. Zoned for both residential and commercial use, this unique property was once home to a beloved art gallery and offers endless live/work possibilities. The detached studio/guesthouse is a standout feature, complete with its own utilities and bath, making it ideal for guests, an artist's studio, office, gallery, or wellness space. Beautiful gardens, fruit trees, stone walls, and a close location to nearby shops, restaurants, the Bridge of Flowers, library, and farmers market complete this one of a kind offering.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Metal
  • Construction materials: Frame,Post & Beam

Type & Style

  • Home type: SingleFamily
  • Architectural style: Octagon
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Internet Available - Broadband
  • Door features: Insulated Doors,Storm Door(s),French Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,237

Heating & Cooling

  • Heating features: Baseboard,Radiant,Oil,Wood,ENERGY STAR Qualified Equipment,Ductless
  • Cooling features: ENERGY STAR Qualified Equipment,Ductless

Interior Area

  • Total structure area: 2,237
  • Total interior livable area: 2,237 sqft

Property

Details

  • Parcel number: M:041.0 B:0067 L:0000.0,3305099
  • Zoning: R1

Features

  • Patio & porch: Porch,Patio
  • Exterior features: Porch,Patio,Balcony,Hot Tub/Spa,Storage,Professional Landscaping,Decorative Lighting,Fenced Yard,Fruit Trees,Garden,Guest House
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Fenced

Lot

  • Lot size: 8,364 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Off Street,Tandem,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$205$2,460
Property Taxes $730$8,760
Electricity $441$5,293
Total$4,839$58,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,908/yr
40% on housing$145,170/yr
45% on housing$129,040/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 01370$237
Franklin County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 01370$293
Franklin County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$685,000
2026-07-23Listing removed$749,000
2026-07-02Price change$749,000
2026-06-25Listed for sale$799,000
2026-06-01Listing removed$799,000
2026-05-27Listed for sale$799,000
2000-07-28Sold$55,000
2000-03-02Sold$13,827

For Sale by Agent

AgentJocelyn O'Shea
BrokerageREMAX Connections - Greenfield

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