254 Route 20, Chester, MA, 01011
About This Home
Welcome to this historic Colonial home nestled in the center of Chester, offering charm and modern potential. Featuring 6 spacious rooms, including 3 generous bedrooms and 1.5 bathrooms, this home is ideal for Living, investors, or those seeking an Airbnb rental opportunity. Inside, enjoy the warmth of beautiful wood floors throughout most of the home, a large kitchen with ample counter and cabinet space, and closets galore for all your storage needs. Additional features include a spacious three-season front porch that’s surrounded by natural light accented by a beautiful wood ceiling, vinyl windows, an attached 1-car garage, and a storage shed — all situated on a 0.36-acre lot. Located along the scenic Westfield River, this property is a haven for outdoor lovers, with nearby hiking and riding trails, and is just a short drive to Jacobs Pillow, Tanglewood, Lee Outlets, and only 30 minutes to Westfield or the Berkshires.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1850
Materials
- Foundation: Concrete Perimeter,Block
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Oven,Range,Refrigerator
- Laundry features: Flooring - Wood,Electric Dryer Hookup,Washer Hookup,First Floor
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Features: Closet, Flooring - Wood
- Level: Second
Bedroom3
- Features: Closet, Flooring - Wood
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring - Wall to Wall Carpet
- Level: Main,Basement
Family Room
- Features: Wood / Coal / Pellet Stove, Flooring - Wall to Wall Carpet, Slider
- Level: First
Features
- Door features: Storm Door(s)
- Window features: Insulated Windows
- Flooring: Wood,Tile,Carpet
- Finished area above ground: 1,968
Heating & Cooling
- Heating features: Baseboard,Oil,Wood
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,968
- Total interior livable area: 1,968 sqft
Kitchen
- Features: Flooring - Vinyl, Dining Area, Country Kitchen, Dryer Hookup - Electric, Washer Hookup
- Level: First
Living Room
- Features: Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet, Cable Hookup
- Level: Main,First
Master Bedroom
- Features: Closet, Flooring - Wood
- Level: Second
Property
Details
- Parcel number: 3971822
- Zoning: B
Features
- Patio & porch: Porch,Porch - Enclosed,Screened,Deck,Deck - Wood
- Exterior features: Porch,Porch - Enclosed,Porch - Screened,Deck,Deck - Wood
- Has view: Yes
- View description: Scenic View(s),Water,River
- Has water view: Yes
- Water view: River,Water
- On waterfront: Yes
- Waterfront features: Waterfront,Stream,River
Lot
- Lot size: 0.36 Acres
- Features: Corner Lot,Flood Plain,Level
Parking
- Total spaces: 5
- Parking features: Attached,Paved Drive,Off Street,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $400 | $4,800 |
| Electricity | $388 | $4,656 |
| Total | $2,258 | $27,096 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $279,500 |
| 2026-05-03 | Contingent | $279,500 |
| 2025-10-31 | Price change | $279,500 |
| 2025-09-24 | Price change | $284,900 |
| 2025-09-10 | Listed for sale | $285,900 |
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