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8 Julia Ann Dr, Holland, MA, 01521

2beds
1baths
1,060sqft
$399,900
$377price/sqft
$2,984/moest. monthly cost
$119,360/yrincome needed

About This Home

Welcome home! Life on the lake is amazing. Entertain friends and family during the warmer months, or just keep your new private oasis as the big secret nobody will ever know about. Hamilton Reservoir is literally right out your back door. The lake offers many activities throughout the year, boating, swimming and fishing throughout the warmer months, and ice fishing and snowmobiling throughout the Winter months. There are so many ways to enjoy an investment in a lake property. There is an active VRBO following here on the reservoir, so making some dollars back on your investment is a very attainable possibility. This is the perfect retreat to just get away from the rat race and enjoy the peace and quiet of this wonderful community. Many owners decide to live here throughout the year and enjoy their little piece of Heaven every day. The property is just waiting for it's next owners to come in and make it their own and enjoy all it has to offer.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Holland Elementary SchoolGrades PK-61.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Flooring - Laminate,First Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Interior Entry

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: First

Bedroom2

  • Features: Closet, Balcony / Deck, Exterior Access, Slider
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Laminate, Window(s) - Picture
  • Level: First

Features

  • Window features: Screens
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 300
  • Finished area above ground: 760

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,060
  • Total interior livable area: 1,060 sqft

Kitchen

  • Features: Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Breakfast Bar / Nook, Open Floorplan
  • Level: First

Living Room

  • Features: Cathedral Ceiling(s), Ceiling Fan(s), Beamed Ceilings, Flooring - Laminate, Window(s) - Picture, Balcony / Deck, Open Floorplan, Recessed Lighting, Slider, Closet - Double
  • Level: Main,First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Laminate, Balcony / Deck, Exterior Access, Slider
  • Level: Basement

Property

Details

  • Parcel number: M:R31 B:D L:20,3452796
  • Zoning: RR

Features

  • Patio & porch: Porch,Deck,Patio,Covered
  • Exterior features: Porch,Deck,Patio,Covered Patio/Deck,Rain Gutters,Screens,Stone Wall
  • Has view: Yes
  • View description: Scenic View(s)
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Dock/Mooring,Frontage,Direct Access

Lot

  • Lot size: 5,227 sqft
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$182$2,184
Property Taxes $426$5,112
Electricity $354$4,259
Total$2,984$35,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,308/yr
40% on housing$89,520/yr
45% on housing$79,573/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 01521$203
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01521$322
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Listed for sale$399,900
2026-07-02Listing removed$399,900
2026-06-08Price change$399,900
2026-06-01Price change$415,000
2026-05-17Listed for sale$450,000
2025-06-24Sold$200,000
2025-05-12Listed for sale$275,000
2024-10-25Listing removed$1,800
2024-10-21Price change$1,800
2024-09-26Listed for rent$2,000
2016-12-15Sold$100,000
2015-05-01Listing removed$199,900
2015-03-21Listed for sale$199,900
2013-12-01Listing removed$166,500
2013-10-17Price change$166,500
2013-09-05Price change$167,000
2013-04-05Listed for sale$184,900
2005-04-15Sold$300,000

For Sale by Agent

AgentThe Kevin Moore Group
BrokerageExecutive Real Estate, Inc.

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