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124 Old County Rd, Holland, MA, 01521

3beds
1baths
1,552sqft
$319,000
$206price/sqft
$2,461/moest. monthly cost
$98,440/yrincome needed

About This Home

Tucked away on a quiet dead-end street, this inviting three-bedroom raised ranch offers the perfect blend of comfort, style, and convenience. Step inside to discover a bright, welcoming layout. Kitchen has been updated with new granite countertops and vinyl plank flooring. Fresh new carpeting adds warmth and a move-in-ready feel throughout the bedrooms and the finished walk-out basement. The basement also includes a dedicated storage section, giving you the flexibility to stay organized without sacrificing usable space. Enjoy seamless indoor-outdoor living with a spacious back deck, accessible from both the kitchen and one of the bedrooms—perfect for morning coffee, summer grilling, or simply relaxing in your private outdoor retreat. State of the art water filtration system and recent well pump (2 years). This home comes with deeded beach rights, offering easy access to Hamilton Reservoir. Small room off the larger bedroom offers possibility of second bath.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Holland Elementary SchoolGrades PK-61.8 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 400
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,552
  • Total interior livable area: 1,552 sqft

Property

Details

  • Parcel number: 3453100
  • Zoning: R

Features

  • Waterfront features: Lake/Pond,1/2 to 1 Mile To Beach,Beach Ownership(Deeded Rights)

Lot

  • Lot size: 7,405 sqft
  • Features: Wooded,Gentle Sloping

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$145$1,740
Property Taxes $349$4,188
Electricity $354$4,259
Total$2,461$29,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,377/yr
40% on housing$73,830/yr
45% on housing$65,626/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 01521$207
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01521$322
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$329,000
2024-12-23Sold$80,000
2023-01-10Sold$157,397
2016-07-18Sold$127,000
2016-04-30Pending sale$127,500
2016-04-26Price change$127,500
2016-03-02Price change$129,900
2016-01-23Price change$134,900
2016-01-05Listed for sale$139,900
2009-03-20Sold$87,000
2008-05-29Listing removed$89,000
2008-05-28Listed for sale$89,000
2002-05-30Sold$120,000
2002-01-15Sold$150,000
2000-06-19Sold$84,000

For Sale by Agent

AgentDanita Boutiette
BrokerageCentury 21 North East

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