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80 Bungalow St, Southwick, MA, 01077

3beds
2baths
1,500sqft
$260,000
$173price/sqft
$2,096/moest. monthly cost
$83,840/yrincome needed

About This Home

Great opportunity, living on Congamond Lakes North Pond, town sewer and town water, excellent location, property needs work throughout, it will be well worth every penny. Currently is 5 Room, 3 Bedroom house, including the partially finished lower level. House has nice bones and has the potential to be great after needed renovation. Mini splits in basement & upper level . All offers are welcomed.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
5/10
Powder Mill SchoolGrades 3-61.2 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Concrete Perimeter,Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Bungalow,Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Office
  • Finished area below ground: 600
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Forced Air,Oil,Electric,Ductless
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 3592502
  • Attached to another structure: Yes
  • Zoning: R20
  • Exclusions: Sellers Personal Belongings

Features

  • Waterfront features: Beach Access,Lake/Pond,0 to 1/10 Mile To Beach,Beach Ownership(Association)

Lot

  • Lot size: 2,676 sqft

Parking

  • Total spaces: 1
  • Parking features: Paved Drive,Deeded
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Drought
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$91$1,092
Property Taxes $337$4,044
Electricity $354$4,259
Total$2,096$25,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,862/yr
40% on housing$62,880/yr
45% on housing$55,893/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 01077$248
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01077$246
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$265,000
2026-04-14Price change$275,000
2026-04-02Price change$285,000
2026-01-11Listed for sale$295,000
2026-01-01Listing removed$295,000
2025-10-01Price change$295,000
2025-08-29Listed for sale$308,000
2002-12-09Sold$125,000
1998-06-02Sold$85,000

For Sale by Agent

AgentYannis Tsitsas
Brokerage#1 Realty Group

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