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54 College Hwy, Southwick, MA, 01077

5beds
4baths
2,840sqft
$694,900
$245price/sqft
$5,218/moest. monthly cost
$208,720/yrincome needed

About This Home

Expect to be impressed with this impeccable custom - built 5 bedroom vinyl-sided colonial set on a beautifully landscaped 1.4 - acre lot in desirable Southwick .This exceptional home offers quality craftsmanship and numerous upgrades throughout, including a energy - efficient geothermal heating system , central air , 9 foot ceiling on first floor .The gourmet granite kitchen features a breakfast bar , ample cabinetry , and all kitchen appliances will remain . enjoy easy indoor - outdoor living with sliders leading to a spacious trex deck and large paver patio , perfect for entertaining or relaxing while taken in the scenic surroundings .The flexible floor plan includes a first floor bedroom with full bath, ideal for guest , multi generational living , or a private home office .the home now offers five generously sized bedrooms and second floor laundry for added convince .a full walk out basement provides endless possibilities for future expansion , recreation , storage , or work shop. seller give $5000 towards closing credits.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
6/10
Powder Mill SchoolGrades 3-64.3 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Brick,Stone,Conventional (2x4-2x6)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Bathroom - Full,Second Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile, Window(s) - Picture, Countertops - Stone/Granite/Solid, Double Vanity
  • Level: Second

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Dryer Hookup - Electric, Washer Hookup
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: First

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Laminate, Window(s) - Picture
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Laminate
  • Level: Second

Bedroom4

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom5

  • Features: Bathroom - Full, Closet, Flooring - Hardwood, Flooring - Stone/Ceramic Tile, Window(s) - Picture
  • Level: Main,First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Ceiling Fan(s), Flooring - Hardwood, Window(s) - Picture, French Doors, Breakfast Bar / Nook, Deck - Exterior, Exterior Access, Slider
  • Level: Main,First

Features

  • Walk-up Attic,High Speed Internet
  • Door features: Insulated Doors,French Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Carpet,Concrete,Hardwood,Wood Laminate
  • Finished area above ground: 2,840

Heating & Cooling

  • Heating features: Central,Forced Air,Geothermal,Pellet Stove
  • Cooling features: Central Air,Geothermal

Interior Area

  • Total structure area: 2,840
  • Total interior livable area: 2,840 sqft

Kitchen

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Stainless Steel Appliances, Crown Molding
  • Level: Main,First

Living Room

  • Features: Wood / Coal / Pellet Stove, Cathedral Ceiling(s), Flooring - Hardwood, Window(s) - Picture, Cable Hookup
  • Level: Main,First

Master Bedroom

  • Features: Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Window(s) - Picture, Double Vanity
  • Level: Second

Property

Details

  • Parcel number: M:164 B:000 L:001,3595999
  • Attached to another structure: Yes
  • Zoning: IR

Features

  • Patio & porch: Porch,Deck,Deck - Vinyl,Deck - Composite,Patio
  • Exterior features: Porch,Deck,Deck - Vinyl,Deck - Composite,Patio,Rain Gutters,Storage,Professional Landscaping,Sprinkler System,Garden,Stone Wall,ET Irrigation Controller
  • Has view: Yes
  • View description: Water,Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream,Water
  • Waterfront features: Lake/Pond,1 to 2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 1.40 Acres
  • Features: Easements,Gentle Sloping,Level

Parking

  • Total spaces: 12
  • Parking features: Attached,Garage Door Opener,Storage,Garage Faces Side,Insulated,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,513$42,156
Home Insurance *$244$2,928
Property Taxes $901$10,812
Electricity $560$6,720
Total$5,218$62,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,902/yr
40% on housing$156,540/yr
45% on housing$139,146/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 01077$243
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01077$246
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$689,900
2026-07-26Price change$694,900
2026-07-15Price change$719,900
2026-07-06Listed for sale$749,900
2021-01-22Sold$480,000
2020-11-06Listed for sale$499,900
2002-03-08Sold$37,500

For Sale by Agent

AgentMichael Bogdanovich
BrokerageLaplante and Company LLC

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