20 Shirley St, Wilbraham, MA, 01095
About This Home
Welcome to this beautifully maintained 5 bedroom,3 full-bath home in a desirable Wilbraham area. This home features owned solar panels for added energy efficiency.The eat-in kitchen is equipped with range, refrigerator ,dishwasher, and a wine cooler. The first floor includes 2bedrooms and a full bath. The second floor features the main bedroom with walk-in closet, private bathroom with stand-up Oasis shower, plus 2 additional bedrooms and a full bath. The bright Family Room features a wood-burning fireplace and radiant heated floor, French doors lead to a private, fully enclosed backyard with a in-ground pool and waterfall feature, perfect for summer entertaining. Additional highlights include central AC, formal dining room, living room features a gas fireplace, mudroom, central vacuum, laundry room with sink and cabinets, partially finished basement, oversized 2-car garage, storage shed, and natural gas heat.Enjoy comfort and convenience in this move-in-ready home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Leased Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer,Vacuum System,Range Hood
- Laundry features: First Floor
Basement
- Has basement: Yes
- Basement: Partially Finished
Bathroom1
- Features: Bathroom - Full, Closet
- Level: First
Bathroom2
- Features: Bathroom - Full, Bathroom - Double Vanity/Sink
- Level: Second
Bathroom3
- Features: Bathroom - Full
- Level: Second
Bedroom2
- Features: Ceiling Fan(s), Closet
- Level: Second
Bedroom3
- Features: Ceiling Fan(s), Walk-In Closet(s), Attic Access
- Level: Second
Bedroom4
- Features: Closet
- Level: First
Bedroom5
- Features: Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Flooring - Hardwood
- Level: First
Family Room
- Features: Ceiling Fan(s), French Doors
- Level: First
Features
- Closet - Linen,Mud Room,Central Vacuum
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area above ground: 2,953
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,953
- Total interior livable area: 2,953 sqft
Kitchen
- Features: Dining Area
- Level: First
Living Room
- Features: Flooring - Hardwood
- Level: First
Master Bedroom
- Features: Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: M:1075 B:0020 L:4356,3239946
- Zoning: R26
- Exclusions: Items In The Cedar Closet In The Basement.
Features
- Private pool: Yes
- Pool features: In Ground
- Exterior features: Pool - Inground,Sprinkler System,Fenced Yard,Other
- Fencing: Fenced
Lot
- Lot size: 0.60 Acres
- Features: Corner Lot
Parking
- Total spaces: 9
- Parking features: Attached,Garage Door Opener,Paved Drive
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 7
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,665 | $43,980 |
| Home Insurance * | $274 | $3,288 |
| Property Taxes | $1,081 | $12,972 |
| Electricity | $582 | $6,987 |
| Total | $5,602 | $67,224 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Listed for sale | $725,000 |
| 2008-05-28 | Sold | $440,000 |
| 2007-11-08 | Listed for sale | $449,900 |
| 2004-07-01 | Sold | $390,000 |
| 2001-06-28 | Sold | $330,000 |
| 2000-03-31 | Sold | $305,000 |
| 1992-03-03 | Sold | $278,000 |
| 1988-12-30 | Sold | $326,000 |
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