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461 Warren Wright Rd, Belchertown, MA, 01007

3beds
2baths
1,343sqft
$420,000
$313price/sqft
$3,115/moest. monthly cost
$124,600/yrincome needed

About This Home

Excellent investor opportunity or owner occupied 2 family living in a rural setting close to Amherst. Updated and well appointed kichens and baths. Efficient heating systems with Rinnai Propane heater. Lots of light and a large backyard to enjoy outdoor activities, gardening and more. Investors will enjoy a large return or an owner occupied situation will have the luxury of rental income to supplement the financing. Finished space in garage with separate electric meter and 3/4 bath for entertaining, workshop, crafts, storage or more. Qualified accessory dwelling unit above garage for additional income.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
6/10
Jabish Middle SchoolGrades 7-85.9 mi
7/10
Belchertown High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle,Metal
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Living Room,Kitchen,Living RM/Dining RM Combo
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Vinyl / VCT,Carpet
  • Finished area above ground: 1,343

Heating & Cooling

  • Heating features: Propane,Electric,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,343
  • Total interior livable area: 1,343 sqft

Property

Details

  • Parcel number: M:216 L:8,3858754
  • Zoning: RES

Features

  • Patio & porch: Porch,Deck

Lot

  • Lot size: 0.98 Acres
  • Features: Wooded

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$136$1,632
Property Taxes $502$6,024
Electricity $354$4,259
Total$3,115$37,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,800/yr
40% on housing$93,450/yr
45% on housing$83,066/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 01007$277
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01007$245
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$420,000
2007-07-19Sold$185,000

For Sale by Agent

AgentRoy Johnson
BrokerageWilliam Raveis R.E. & Home Services

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