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169 Sheffield Dr, Belchertown, MA, 01007

3beds
3baths
2,346sqft
$559,000
$238price/sqft
$4,137/moest. monthly cost
$165,480/yrincome needed

About This Home

Set back from the road on a lovely lot in a desirable neighborhood sits this beautifully updated and well-maintained home. A classy marble tile entryway leads you to the updated granite kitchen, the heart of the home. The living room with cozy fireplace offers a great place to entertain. The first floor also features a dining room, family room, half bath with laundry and home office addition with built ins and skylights that will make working from home a pleasure. Upstairs are three good-sized bedrooms and two full baths. The kitchen appliances as well as the washer and dryer remain for the buyer. The private backyard features a deck that's approximately 6 years old. There is a large finished carpeted basement space perfect for a playroom, fitness room, man town, your choice! The basement utility room provides great bonus pantry storage. There is also a special "back basement" under the addition which provides great extra storage space. Don’t miss the chance to make this home yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Cold Spring SchoolGrades PK-K2.3 mi
5/10
Jabish Middle SchoolGrades 7-82.8 mi
7/10
Belchertown High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom1

  • Features: Bathroom - Half, Flooring - Marble
  • Level: Main,First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Wood
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Wood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Wood, French Doors
  • Level: Main,First

Family Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: Main,First

Features

  • Cathedral Ceiling(s),Closet,Home Office,Play Room
  • Window features: Skylight(s),Screens
  • Flooring: Wood,Tile,Vinyl,Carpet,Flooring - Wood,Flooring - Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 887
  • Finished area above ground: 2,346

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,346
  • Total interior livable area: 2,346 sqft

Kitchen

  • Features: Flooring - Wood, Countertops - Stone/Granite/Solid, Remodeled, Slider, Stainless Steel Appliances
  • Level: Main,First

Living Room

  • Features: Ceiling Fan(s), Flooring - Wood
  • Level: Main,First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Closet, Flooring - Wood
  • Level: Second

Office

  • Features: Skylight, Ceiling - Cathedral, Closet, Flooring - Wood
  • Level: Main

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 3859198
  • Zoning: 101

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck,Rain Gutters,Screens

Lot

  • Lot size: 0.94 Acres

Parking

  • Total spaces: 6
  • Parking features: Attached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$181$2,172
Property Taxes $668$8,016
Electricity $462$5,551
Total$4,137$49,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,840/yr
40% on housing$124,110/yr
45% on housing$110,320/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 01007$277
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01007$245
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$600,000
2002-07-01Sold$290,500

For Sale by Agent

AgentGretchen O'Neil
BrokerageColdwell Banker Community REALTORS®

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